233 First St, Stedman, NC 28391 Property Records

Cumberland County property record for 233 First St, Stedman, NC 28391

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 960 sqft · built 1967
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Nov 2011)
Tax Bill	$1,617 (2026)
Deeds & Mortgages	Nov 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0495-18-7048`

Property Details

APN / Parcel Number

Primary APN	`0495-18-7048`
Alternative APN	`0495.05187048`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Utility Area	60 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Traditional
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	233 FIRST ST
City	STEDMAN
State	NC
Zip	28391-9511
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R10M
Legal Description	J D SESSOMS LO:176 177 17 SE:01 PL:0011-0040
Legal Subdivision	TOWN OF STEDMAN
Legal Block	18
Legal Lot Number	176
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2024
Census Tract	2801

Owner

233 First St, a rural home, is owned and occupied by an individual who bought it in November 2011.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	233 FIRST ST, STEDMAN, NC 28391-9511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2011 · Amount on File
Deed Sale	Nov 2, 2011 · Amount on File
Prior Sale	Sep 1, 2010 · Amount on File
Deed Book / Page	8756 / 244
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUMBERLAND NC
Property Address	233 FIRST ST, STEDMAN, NC 28391-9511
Document Number	0109560458
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 FIRST ST STEDMAN NC 283919511, STEDMAN, NC 28391-9511

Mortgage

Document Number	0109560458
Date	Dec 8, 2020
Book Page	010956/000458
Instrument	46421

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Dec 7, 2043

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 233 First St was $1,617, up 5.3% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Stedman Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,617.00 (+5.27%)
2025	$1,536.00 (+46.99%)	$90,235 (+33.87%) Land $15,000 Building $75,235	$90,235 (+33.87%) Land $15,000 Building $75,235
2024	$1,045.00 (+3.67%)	$67,404 (-) Land $10,000 Building $57,404	$67,404 (-) Land $10,000 Building $57,404
2023	$1,008.00 (+3.81%)	$67,404 Land $10,000 Building $57,404	$67,404 Land $10,000 Building $57,404
2022	$971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 First St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (2012–2018)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 First St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEDMAN serves 1,705 people · EPA ID NC0326030
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC WORKS COMM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20