Cumberland County property record for 104 First St, Stedman, NC 28391
| Property Type | Rural Home |
|---|---|
| Details | 1,120 sqft · built 1961 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Nov 2024) |
| Tax Bill | $2,173 (2026) |
| Deeds & Mortgages | Feb 2025 Transfer Nov 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0495-18-6499 |
| Primary APN | 0495-18-6499 |
|---|
| Building Area | 1,120 sqft Heated Area |
|---|
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Street Address | 104 FIRST ST |
|---|---|
| City | STEDMAN |
| State | NC |
| Zip | 28391-0405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R10-RESIDE |
| Legal Description | BUNCE CARROLL INVESTMENTS LLC LO:2 PL:00148-0135 |
| Legal Subdivision | TOWN OF STEDMAN |
| Legal Lot Number | 2 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2801 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 FIRST ST, STEDMAN, NC 28391-0405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 12, 2025 | Intrafamily Transfer, Transfer |
| Nov 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage LADERA LENDING INC |
| Mar 6, 2024 | Warranty Deed, Transfer |
| Aug 25, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on Record |
| Deed Sale | Nov 18, 2024 · Amount on Record |
| Prior Sale | Mar 6, 2024 · Amount on Record |
| Deed Document Number | 202434959 |
| Deed Book / Page | 12112 / 148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Feb 12, 2025 |
| Property Address | 104 FIRST ST, STEDMAN, NC 28391-0405 |
| Document Number | 0121660495 |
| Book / Page | 12166 / 495 |
| Map Reference | MB 148 PG 135 |
| Instrument Date | Jan 9, 2025 |
| Instrument | 4014 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 472, STEDMAN, NC 28391-0472 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Nov 18, 2024 |
| Property Address | 104 FIRST ST, STEDMAN, NC 28391-0405 |
| Document Number | 0121120148 |
| Book / Page | 12112 / 148 |
| Map Reference | MB 148 PG 135 |
| Instrument Date | Oct 21, 2024 |
| Instrument | 34959 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 810, STEDMAN, NC 28391-0810 |
| Name | Verified Name |
|---|---|
| Address | 104 E FIRST ST, STEDMAN, NC 28391 |
| Document Number | 0000034960 |
|---|---|
| Date | Nov 18, 2024 |
| Instrument | 34960 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Mar 6, 2024 |
| Property Address | 104 FIRST ST, STEDMAN, NC 28391-0405 |
| Document Number | 0119220309 |
| Book / Page | 11922 / 309 |
| Map Reference | MB 148 PG 135 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 6422 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 528, STEDMAN, NC 28391-0528 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 616, STEDMAN, NC 28391-0616 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 25, 2021 |
| Property Address | JEFFERSON ST, STEDMAN, NC 28391 |
| Document Number | 0112280827 |
| Book / Page | 11228 / 827 |
| Map Reference | MB 114 PG 152 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 39713 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3318, APOLLO BEACH, FL 33572-1000 |
| Name | Verified Name |
|---|---|
| Address | 630 MARY MCCALL RD, STEDMAN, NC 28391-5001 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Stedman Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,173.00 (+5.38%) | ||
| 2025 | $2,062.00 (+687.02%) | $153,428 (+584.49%) Land $15,000 Building $138,428 | $153,428 (+584.49%) Land $15,000 Building $138,428 |
| 2024 | $262.00 | $22,415 (-) Land $10,000 Building $12,415 | $22,415 (-) Land $10,000 Building $12,415 |
| 2023 | $262.00 | $22,415 Land $10,000 Building $12,415 | $22,415 Land $10,000 Building $12,415 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2012–2018) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STEDMAN serves 1,705 people · EPA ID NC0326030 |
|---|---|
| Water Source | Purchased surface water from FAYETTEVILLE PUBLIC WORKS COMM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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