233 Elm St, Wray, CO 80758 Property Records

Yuma County property record for 233 Elm St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 728 sqft · built 1907
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jul 2019)
Tax Bill	$824 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2020 Sale + 1 more
APN	`W000717`

Property Details

APN / Parcel Number

Primary APN	`W000717`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	728 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2003
Exterior Material	Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	233 ELM ST
City	WRAY
State	CO
Zip	80758-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, MILL ADD BLK 3 LOT 6 SIZE: 50X125
Legal Subdivision	MILL ADD
Legal Block	3
Legal Lot Number	6
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3115
Census Tract	963100

Owner

Source: Yuma County assessment roll, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	233 ELM ST, WRAY, CO 80758-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Mar 12, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Aug 6, 2009 · Amount on Record
Deed Document Number	2019576320
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	May 9, 2022
Property Address	233 ELM ST, WRAY, CO 80758-1207
Document Number	0000584500
Instrument Date	May 9, 2022
Instrument	584500
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 ELM ST, WRAY, CO 80758-1207

Mortgage

Document Number	0000584501
Date	May 9, 2022
Instrument	584501

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000584502
Date	May 9, 2022
Instrument	584502

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YUMA CO
Recording Date	Mar 12, 2020
Property Address	233 ELM ST, WRAY, CO 80758-1207
Document Number	0000578136
Instrument Date	Mar 3, 2020
Instrument	578136
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 ELM ST, WRAY, CO 80758-1207

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Jul 26, 2019
Property Address	233 ELM ST, WRAY, CO 80758-1207
Document Number	0000576320
Instrument Date	Jul 26, 2019
Instrument	00576320
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	233 ELM ST, WRAY, CO 80758-1207

Mortgage

Document Number	0000576321
Date	Jul 26, 2019
Instrument	00576321

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$824.00 (+0.12%)
2025	$823.00 (+98.79%)	$8,420 (-14.11%)
2024			$134,610 (+9.3%)
2023	$414.00 (-1.43%)	$9,803 (+96.3%) Land $939 Building $8,864	$123,160 (+96.3%) Land $11,800 Building $111,360
2022	$420.00	$4,994 Land $939 Building $4,055	$62,740 Land $11,800 Building $50,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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