225 Elm St, Wray, CO 80758 Property Records

Yuma County property record for 225 Elm St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,027 sqft · built 1902
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Aug 2020)
Tax Bill	$321 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2020 Sale + 1 more
APN	`W000715`

Property Details

APN / Parcel Number

Primary APN	`W000715`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,027 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1964
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	225 ELM ST
City	WRAY
State	CO
Zip	80758-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, MILL ADD. BLK 3 LOT 4 SIZE: 50 X 125
Legal Subdivision	MILL ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3115
Census Tract	963100

Owner

225 Elm St is owned by two individuals who bought it in August 2020.

Source: Yuma County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	526 E 3RD ST, WRAY, CO 80758-1113
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit WRAY STATE BANK
Aug 20, 2020	Warranty Deed, Transfer
Aug 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Jun 16, 2008 · Amount on File
Deed Document Number	2020579327
Prior Transfer Date	Aug 29, 2019
Prior Transfer Doc	0000576592
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	225 ELM ST, WRAY, CO 80758-1207
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 E 3RD ST, WRAY, CO 80758-1113

Mortgage

Document Number	0000586868
Date	Mar 20, 2023
Instrument	586868

Lender

Name	WRAY STATE BANK
Type	Bank
Address	WRAY, CO 80758

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	22 Months
Due	Jan 16, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Aug 20, 2020
Property Address	225 ELM ST, WRAY, CO 80758-1207
Document Number	0000579327
Instrument Date	Aug 15, 2020
Instrument	579327
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	526 E 3RD ST, WRAY, CO 80758-1113

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUMA CO
Recording Date	Aug 30, 2019
Property Address	225 ELM ST, WRAY, CO 80758-1207
Document Number	0000576592
Instrument Date	Aug 29, 2019
Instrument	00576592
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2632, MILAN, NM 87021-2632

Tax Assessment & Valuation

The 2026 property tax bill for 225 Elm St was $321.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$321.00
2025	$321.00	$3,290
2024			$52,550 (+9.43%)
2023	$90.00 (-62.18%)	$3,822 (+35.29%) Land $939 Building $2,883	$48,020 (+35.31%) Land $11,800 Building $36,220
2022	$238.00	$2,825 Land $939 Building $1,886	$35,490 Land $11,800 Building $23,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 225 Elm St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Elm St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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