Bedford County property record for 233 E Watson St, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 1,768 sqft · built 1938 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,500 (Jul 2013) |
| Tax Bill | $3,329 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-E.05-121-A |
| Primary APN | E.09-E.05-121-A |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,768 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Attached |
| Street Address | 233 E WATSON ST |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-1753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 960700 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 233 E WATSON ST, BEDFORD, PA 15522-1753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA |
| Aug 3, 2021 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Jan 10, 2018 | Deed of Trust, Mortgage · ARM ALTOONA FIRST SAVINGS BANK |
| Feb 22, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage ALTOONA FIRST SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2013 · Amount on Record |
| Deed Sale | Jul 15, 2013 · Amount on Record |
| Prior Sale | Apr 9, 2002 · Amount on Record |
| Deed Document Number | 20133989 |
| Deed Book / Page | 1467 / 324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 233 E WATSON ST, BEDFORD, PA 15522-1753 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 233 E WATSON ST, BEDFORD, PA 15522-1753 |
| Document Number | 02023/4468 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 2023/4468 |
| Instrument | 2023-004468 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 24, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 233 E WATSON ST, BEDFORD, PA 15522-1753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 2021/4561 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 2021/4561 |
| Instrument | 2021-004561 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 233 E WATSON ST, BEDFORD, PA 15522-1753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018000161 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 2018-000161 |
| Name | ALTOONA FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16602 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jan 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 233 E WATSON ST, BEDFORD, PA 15522-1753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1587/411 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 1587/411 |
| Instrument | 2017-000877 |
| Name | ALTOONA FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2047 |
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Bedford Borough |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,329.00 (+1.37%) | $177,500 (-) Land $28,100 Building $149,400 | $177,500 (-) Land $28,100 Building $149,400 |
| 2025 | $177,500 (-) Land $28,100 Building $149,400 | ||
| 2023 | $3,284.00 Additional exemption filed | $177,500 Land $28,100 Building $149,400 | |
| 2012 | $177,500 Land $28,100 Building $149,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures