Bedford County property record for 224 E Watson St, Bedford, PA 15522
| Property Type | Office Building |
|---|---|
| Details | 2,800 sqft · built 1970 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,069 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-E.05-059 |
| Primary APN | E.09-E.05-059 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,800 sqft Total Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Street Address | 224 E WATSON ST |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-1752 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | 224 E WATSON ST |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 960700 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 E WATSON ST, BEDFORD, PA 15522-1752 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage FIVE POINTS BANK OF HASTINGS |
| Feb 11, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA |
| Jul 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1996 |
| Deed Sale | Jun 1, 1996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 224 E WATSON ST, BEDFORD, PA 15522-1752 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 527 FORBES RD, BEDFORD, PA 15522-1873 |
| Document Number | 02022/1799 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 2022/1799 |
| Instrument | 2022-001799 |
| Name | FIVE POINTS BANK OF HASTINGS |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Apr 5, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 224 E WATSON ST, BEDFORD, PA 15522-1752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/774 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 2021/774 |
| Instrument | 2021-000774 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 224 E WATSON ST, BEDFORD, PA 15522-1752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/3389 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 2020/3389 |
| Instrument | 2020-003389 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 15, 2023 |
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Bedford Borough |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,069.00 (+19.12%) | $184,600 (-) Land $33,300 Building $151,300 | $184,600 (-) Land $33,300 Building $151,300 |
| 2025 | $184,600 (-) Land $33,300 Building $151,300 | ||
| 2023 | $3,416.00 Additional exemption filed | $184,600 Land $33,300 Building $151,300 | |
| 2012 | $184,600 Land $33,300 Building $151,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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