233 E Panama Rd, Winter Springs, FL 32708 Property Records

Seminole County property record for 233 E Panama Rd, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,600 sqft · built 1995
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-21-30-506-0F00-004A`

Property Details

APN / Parcel Number

Primary APN	`02-21-30-506-0F00-004A`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,600 sqft Living Area
1st Floor Area	1,891 sqft
2nd Floor Area	1,709 sqft
Upper Floors Area	1,709 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	56,192 sqft (1.29 acres)
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	520 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	233 E PANAMA RD
City	WINTER SPRINGS
State	FL
Zip	32708-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 250 FT OF LOT 4 BLK F NORTH ORLANDO RANCHES SECTION 1A PB 12 PG 32
Legal Range	30E
Legal Township	21S
Legal Section	02
Legal Subdivision	NORTH ORLANDO RANCHES SEC 01A
Legal Tract	506
Legal Block	F
Legal Lot Number	4
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	5
Census Block	5012
Census Tract	21404

Owner

233 E Panama Rd is owned and occupied by an individual who bought it in October 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	233 E PANAMA RD, WINTER SPGS, FL 32708-3515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Deed Document Number	2021135874
Deed Book / Page	10069 / 1787
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 14, 2021
Property Address	233 E PANAMA RD, WINTER SPRINGS, FL 32708-3515
Document Number	0100691787
Book / Page	10069 / 1787
Map Reference	MB 12 PG 31&32
Instrument Date	Sep 24, 2021
Instrument	2021135874
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 NORTHERN WAY APT 303, 303, WINTER SPRINGS, FL 32708-3876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 E PANAMA RD, WINTER SPRINGS, FL 32708-3515

Mortgage

Document Number	0100691793
Date	Oct 14, 2021
Instrument	10069/1793

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$762,335	$793,690 Land $174,150 Building $619,540
2023	Homeowner's exemption	$719,272	$752,257 Land $174,150 Building $578,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 E Panama Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 E Panama Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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