Seminole County property record for 227 E Panama Rd, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,093 sqft · built 2023 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,873 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 02-21-30-506-0F00-005B |
| Primary APN | 02-21-30-506-0F00-005B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,093 sqft Living Area |
| Gross Area | 2,621 sqft |
| 1st Floor Area | 2,093 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 77,537 sqft (1.78 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Utility Building | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 227 E PANAMA RD |
|---|---|
| City | WINTER SPGS |
| State | FL |
| Zip | 32708-3515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 250 FT OF E 310 FT OF LOT 5 BLK F NORTH ORLANDO RANCHES SEC 1A PB 12 PG 32 |
| Legal Subdivision | NORTH ORLANDO RANCHES SEC 01A |
| Legal Block | F |
| Legal Lot Number | 5 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 21404 |
227 E Panama Rd is owned and occupied by two individuals who acquired it in September 2018.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 E PANAMA RD, WINTER SPRINGS, FL 32708-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 14, 2018 |
| Transfer Doc | 0092160773 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 227 E Panama Rd was $5,873 with exemptions applied.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,873.00 Homeowner's exemption Senior Citizen's exemption | $421,805 | $661,142 Land $160,200 Building $500,942 |
| 2023 | $2,149.00 (+5.34%) | $148,680 (-) | $148,680 (-) Land $148,680 |
| 2022 | $2,040.00 | $148,680 Land $148,680 | $148,680 Land $148,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 E Panama Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 E Panama Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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