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225 E Governor Pl, Saint Charles, MO 63301 Property Records

St. Charles County property record for 225 E Governor Pl, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,078 sqft · built 1996
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$510,454 (Aug 2026)
Tax Bill$6,293 (2024)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNA965000308

Property Details

APN / Parcel Number

Primary APNA965000308
Alternative APN
  • 5-0079-7413-00-0002.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,078 sqft Living Area
Gross Area5,169 sqft
1st Floor Area1,587 sqft
Basement Area1,293 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
TerrainRolling
Garage TypeAttached
Garage Area798 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area267 sqft
Patio Area86 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA965000308
Street Address225 E GOVERNOR PL
CitySAINT CHARLES
StateMO
Zip63301-4592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionPRESIDIO LOT 2
Legal SubdivisionPRESIDIO
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1007
Census Tract310602

Owner

Source: St. Charles County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address225 E GOVERNOR PL, SAINT CHARLES, MO 63301-4592
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2026 · Amount on Record
Deed SaleAug 18, 2026 · Amount on Record
Deed Document Number202639418
Prior Transfer DateJun 19, 2013
Prior Transfer Doc0060640393
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 18, 2026
Property Address225 E GOVERNOR PL, SAINT CHARLES, MO 63301-4592
Document Number0000039418
Instrument DateAug 13, 2026
Instrument202639418
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 E GOVERNOR PL, SAINT CHARLES, MO 63301-4592

Mortgage

Document Number0000039419,
DateAug 18, 2026
Instrument202639419
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$101,067 (-)$531,933 (-) Land $80,000 Building $451,933
2025$101,067 (+7.5%)$531,933 (+7.5%) Land $80,000 Building $451,933
2024$6,293.00
2023$94,014
2022$494,811 Land $60,000 Building $434,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims61 (1979–2022)
Claims Outside the SFHA16 of 61
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 10 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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