233 Dan Waters Rd, Commerce, GA 30530 Property Records

Banks County property record for 233 Dan Waters Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1989
Lot Size	5.95 acres (259,182 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2021)
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B68 023`

Property Details

APN / Parcel Number

Primary APN	`B68 023`
Alternative APN	`3154`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,622 sqft Heated Area
1st Floor Area	1,174 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	259,182 sqft (5.95 acres)
Garage Area	1,160 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	3154
Street Address	233 DAN WATERS RD
City	COMMERCE
State	GA
Zip	30530-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TRCT 2 PB37-49
Legal Subdivision	00100-LOWER END 6500
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1048
Census Tract	970400

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 DAN WATERS RD, COMMERCE, GA 30530-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL
Sep 29, 2017	Limited Warranty Deed, Transfer
Sep 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	20211185
Deed Book / Page	516 / 692
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	000443/234
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Nov 15, 2021
Property Address	233 DAN WATERS RD, COMMERCE, GA 30530-4314
Document Number	000516/692
Book / Page	516 / 692
Instrument Date	Nov 15, 2021
Instrument	2021-001185
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 DAN WATERS RD, COMMERCE, GA 30530-4314

Mortgage

Document Number	0000000516/0000000693
Date	Nov 17, 2021
Book Page	0000000516/0000000693

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 29, 2017
Property Address	233 DAN WATERS RD, COMMERCE, GA 30530-4314
Document Number	000443/231
Book / Page	443 / 231
Instrument Date	Sep 29, 2017
Instrument	2017-000727
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 DAN RIVERS RD, COMMERCE, GA 30530

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 29, 2017
Property Address	233 DAN WATERS RD, COMMERCE, GA 30530-4314
Document Number	000443/234
Book / Page	443 / 234
Instrument Date	Sep 29, 2017
Instrument	2017-000728
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 DAN RIVERS RD, COMMERCE, GA 30530

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,995.00 (-2.89%) Homeowner's exemption	$166,013 (+4.72%) Land $39,832 Building $126,181	$415,033 (+4.72%) Land $99,580 Building $315,453
2024	$3,084.00 (+22.62%) Homeowner's exemption	$158,535 (+10.42%) Land $36,211 Building $122,324	$396,337 (+10.42%) Land $90,528 Building $305,809
2023	$2,515.00 (+0.28%) Homeowner's exemption	$143,577 (+18.27%) Land $40,086 Building $103,491	$358,941 (+18.27%) Land $100,214 Building $258,727
2022	$2,508.00 Homeowner's exemption	$121,400 Land $28,890 Building $92,510	$303,499 Land $72,225 Building $231,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	50 / 3

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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