213 Dan Waters Rd, Commerce, GA 30530 Property Records

Banks County property record for 213 Dan Waters Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,751 sqft · built 2021
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jul 2021)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B68 023A`

Property Details

APN / Parcel Number

Primary APN	`B68 023A`
Alternative APN	`10395`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,751 sqft Heated Area
1st Floor Area	2,373 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,169 sqft (2.07 acres)
Garage Area	1,075 sqft
Driveway	Concrete Driveway
Driveway Area	1,680 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	10395
Street Address	213 DAN WATERS RD
City	COMMERCE
State	GA
Zip	30530-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 12-155 PB27-104 L&E TR1 PB36-161
Legal Tract	1
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1048
Census Tract	970400

Owner

Source: Banks County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 DAN WATERS RD, COMMERCE, GA 30530-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jul 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	2021781
Deed Book / Page	510 / 82
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Recording Date	Jun 2, 2026
Property Address	213 DAN WATERS RD, COMMERCE, GA 30530-4314
Document Number	0601000058
Book / Page	601 / 58
Instrument Date	May 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 DAN WATERS RD, COMMERCE, GA 30530-4314

Mortgage

Document Number	0601000058,
Date	Jun 2, 2026
Book Page	601/58

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 30, 2021
Property Address	213 DAN WATERS RD, COMMERCE, GA 30530-4314
Document Number	0000510/82
Book / Page	510 / 82
Instrument Date	Jul 30, 2021
Instrument	2021-000781
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 DAN WATERS RD, COMMERCE, GA 30530-4314

Mortgage

Document Number	0000000510/0000000085
Date	Aug 9, 2021
Book Page	0000000510/0000000085

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 24, 2020
Property Address	213 DAN WATERS RD, COMMERCE, GA 30530-4314
Document Number	000485/607
Book / Page	485 / 607
Instrument Date	Jul 24, 2020
Instrument	2020-000555
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 CALUMET LN, MONROE, GA 30655-8412

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,323.00 (-3.2%) Homeowner's exemption	$184,098 (+4.44%) Land $14,618 Building $169,480	$460,244 (+4.44%) Land $36,545 Building $423,699
2024	$3,433.00 (+14.4%) Homeowner's exemption	$176,273 (+5.26%) Land $13,289 Building $162,984	$440,682 (+5.26%) Land $33,223 Building $407,459
2023	$3,001.00 (+0.54%) Homeowner's exemption	$167,460 (+16.24%) Land $13,633 Building $153,827	$418,651 (+16.24%) Land $34,083 Building $384,568
2022	$2,985.00 Homeowner's exemption	$144,068 Land $12,537 Building $131,531	$360,171 Land $31,343 Building $328,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	50 / 3

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dan Waters Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures