233 Cove At Eagle Lake Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 233 Cove At Eagle Lake Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,802 sqft · built 2022
Lot Size	0.272 acres (11,827 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,600 (Apr 2022)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-29-05-671501-000240`

Property Details

APN / Parcel Number

Primary APN	`26-29-05-671501-000240`
Alternative APNs	`052926671501000240` `52926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	1,802 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,827 sqft (0.272 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	233 COVE AT EAGLE LAKE CIR
City	EAGLE LAKE
State	FL
Zip	33839-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVE AT EAGLE LAKE PB 180 PGS 5-6 LOT 24
Legal Range	26E
Legal Township	29S
Legal Section	05
Legal Subdivision	COVE AT EAGLE LAKE
Legal Block	1
Legal Lot Number	24
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1023
Census Tract	14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HOME LOANS INC
Nov 10, 2021	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	202290530
Deed Book / Page	12192 / 972
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 4, 2022
Property Address	233 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Document Number	0000090530
Book / Page	12192 / 972
Map Reference	MB 180 PG 5&6
Instrument Date	Mar 30, 2022
Instrument	2022090530
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,111.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR # DR100E, DR100E, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409

Mortgage

Document Number	0012192973
Date	Apr 4, 2022
Instrument	12192/973

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 10, 2021
Property Address	233 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Document Number	0000293689
Book / Page	11976 / 895
Map Reference	MB 180 PG 5&6
Instrument Date	Nov 4, 2021
Instrument	2021293689
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$448.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR # F, F, LAKELAND, FL 33803-3480

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,561 (-7.05%) Land $64,000 Building $188,561	$252,561 (-7.05%) Land $64,000 Building $188,561
2025	$3,065.00 (-31.65%) Homeowner's exemption	$271,716 (-3.04%) Land $64,000 Building $207,716	$271,716 (-3.04%) Land $64,000 Building $207,716
2023	$4,484.00 (+296.46%)	$280,231 (+438.91%) Land $62,000 Building $218,231	$280,231 (+438.91%) Land $62,000 Building $218,231
2022	$1,131.00	$52,000 Land $52,000	$52,000 Land $52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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