216 Cove At Eagle Lake Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 216 Cove At Eagle Lake Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,226 sqft · built 2022
Lot Size	0.239 acres (10,398 sqft)
Owner	2 Individual Names on File
Last Sale	$424,900 (Nov 2023)
Tax Bill	$2,552 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-05-671501-000200`

Property Details

APN / Parcel Number

Primary APN	`26-29-05-671501-000200`
Alternative APNs	`052926671501000200` `52926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,226 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	2,226 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,398 sqft (0.239 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	442 sqft
Pool Type	Enclosed Pool
Porch	Screened/Unfinished Porch
Shed	1 Shed

Location & Zoning

Street Address	216 COVE AT EAGLE LAKE CIR
City	EAGLE LAKE
State	FL
Zip	33839-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVE AT EAGLE LAKE PB 180 PGS 5-6 LOT 20
Legal Range	26E
Legal Township	29S
Legal Section	05
Legal Subdivision	COVE AT EAGLE LAKE
Legal Block	1
Legal Lot Number	20
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1023
Census Tract	14600

Owner

216 Cove At Eagle Lake Cir is owned and occupied by two individuals who bought it in November 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Nov 22, 2023	Warranty Deed, Transfer
Mar 30, 2022	Warranty Deed, Construction Loan · Construction Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Mar 30, 2022 · Amount on File
Deed Document Number	2023274576
Deed Book / Page	12916 / 991
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	216 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	INSURED TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MARTIN LUTHER KING JR BLVD 2-411, 2-411, HUBER, GA 31201-3410

Mortgage

Document Number	0000250561
Date	Sep 15, 2022
Book Page	12420/990
Instrument	2022250561

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 22, 2023
Property Address	216 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Document Number	0000274576
Book / Page	12916 / 991
Map Reference	MB 180 PG 5
Instrument Date	Nov 17, 2023
Instrument	2023274576
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount on Record
Tax	$2,974.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200498 PALMS BLVD #43304330, 43304330, DESTIN, FL 32541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 30, 2022
Property Address	216 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Document Number	0000086928
Book / Page	12186 / 1742
Map Reference	MB 180 PG 5&6
Instrument Date	Mar 28, 2022
Instrument	2022086928
Transaction Type	Construction Loan
Record Updated	Feb 5, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Tax	$448.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MARTIN LUTHER KING JR BLVD # 2-411, 2-411, MACON, GA 31201-3410

Mortgage

Document Number	0121861743
Date	Mar 30, 2022
Instrument	12186/1743

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 216 Cove At Eagle Lake Cir was $2,552 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,610 (+23.86%)	$340,120 (+6.25%) Land $64,000 Building $276,120
2025	$2,552.00	$233,021	$320,113 Land $64,000 Building $256,113
2023	$5,139.00 (+395.09%)	$328,781 (+532.27%) Land $62,000 Building $266,781	$328,781 (+532.27%) Land $62,000 Building $266,781
2022	$1,038.00	$52,000 Land $52,000	$52,000 Land $52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 216 Cove At Eagle Lake Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Cove At Eagle Lake Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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