233 Cedar Valley Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 233 Cedar Valley Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 982 sqft · built 1975
Lot Size	0.266 acres (11,607 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Jul 2017)
Tax Bill	$951 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 25 1 18`

Property Details

APN / Parcel Number

Primary APN	`03 25 1 18`
Alternative APN	`161817`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	982 sqft Heated Area
Gross Area	1,350 sqft
1st Floor Area	910 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,607 sqft (0.266 acres)
Lot Dimensions	159 ft deep x 73 ft wide
Garage Type	Carport
Garage Area	328 sqft
Carport	Carport
Carport Area	328 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	112 sqft
Shed	1 Shed
Bath House	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	161817
Street Address	233 CEDAR VALLEY RD
City	HUDSON
State	NC
Zip	28638-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1923 PG 1342 YR 2017 ST 246.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1001
Census Tract	30600

Owner

233 Cedar Valley Rd is owned and occupied by an individual who bought it in July 2017.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	233 CEDAR VALLEY RD, HUDSON, NC 28638-2604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Apr 30, 2026	Deed of Trust, Mortgage · Construction Mortgage LAKEVIEW LOAN SERVICING
Jul 28, 2017	Warranty Deed, Transfer WR STARKEY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Prior Sale	Dec 12, 2007 · Amount on File
Deed Book / Page	1923 / 1342
Prior Transfer Date	Nov 19, 2007
Prior Transfer Doc	0016631720
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	Apr 30, 2026
Property Address	233 CEDAR VALLEY RD, HUDSON, NC 28638-2604
Document Number	0021631356
Book / Page	2163 / 1356
Instrument Date	Apr 25, 2026
Instrument	202610118341
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 CEDAR VALLEY RD, HUDSON, NC 28638-2604

Mortgage

Document Number	0010118341,
Date	Apr 30, 2026
Book Page	2163/1356
Instrument	202610118341

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	Apr 30, 2026
Property Address	233 CEDAR VALLEY RD, HUDSON, NC 28638-2604
Document Number	0010118341
Book / Page	2163 / 1356
Instrument Date	Apr 25, 2026
Instrument	202610118341
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 CEDAR VALLEY RD, HUDSON, NC 28638-2604

Mortgage

Document Number	0010118341,
Date	Apr 30, 2026
Book Page	2163/1356
Instrument	202610118341

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 28, 2017
Property Address	233 CEDAR VALLEY RD, HUDSON, NC 28638-2604
Document Number	0010013587
Book / Page	001923 / 001342
Instrument Date	Jul 27, 2017
Instrument	10013587
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 CEDAR VALLEY RD HUDSON NC 286382604, HUDSON, NC 28638-2604

Mortgage

Document Number	10013588
Date	Jul 28, 2017
Book Page	001923/001345
Instrument	10013588

Lender

Name	WR STARKEY MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 233 Cedar Valley Rd was $951, down 20.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$951.00 (-20.68%)	$151,400 (-) Land $9,000 Building $142,400
2025	$1,199.00 (+50.63%)	$151,400 Land $9,000 Building $142,400	$151,400 Land $9,000 Building $142,400
2024	$796.00
2023		$99,900 (-) Land $9,000 Building $90,900	$99,900 (-) Land $9,000 Building $90,900
2022	$781.00	$99,900 Land $9,000 Building $90,900	$99,900 Land $9,000 Building $90,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Cedar Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 Cedar Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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