226 Cedar Valley Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 226 Cedar Valley Rd, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1951
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on File
Last Sale$82,500 (May 2008)
Tax Bill$978 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03 24 1 3

Property Details

APN / Parcel Number

Primary APN03 24 1 3
Alternative APN
  • 174441

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Heated Area
Gross Area1,550 sqft
1st Floor Area1,248 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area16 sqft
Storage Building66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number174441
Street Address226 CEDAR VALLEY RD
CityHUDSON
StateNC
Zip28638-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2053 PG 1819 YR 2022 ST 356.00
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group1
Census Block1020
Census Tract30600

Owner

226 Cedar Valley Rd is owned and occupied by two individuals who bought it in May 2008.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address226 CEDAR VALLEY RD, HUDSON, NC 28638-2602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2008 · Amount on File
Deed SaleMay 2, 2008 · Amount on File
Prior SaleJan 4, 2008 · Amount on File
Deed Book / Page1678 / 964
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateApr 14, 2022
Property Address226 CEDAR VALLEY RD, HUDSON, NC 28638-2602
Document Number0020531819
Book / Page2053 / 1819
Instrument DateApr 13, 2022
Instrument10071129
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$356.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address166 DELL CIR, 166, HUDSON, NC 28638-2475

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 CEDAR VALLEY RD, HUDSON, NC 28638-2602

Mortgage

Document Number0010071130
DateApr 14, 2022
Instrument10071130
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 226 Cedar Valley Rd was $978, down 20.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$978.00 (-20.68%)$155,800 (-) Land $13,300 Building $142,500
2025$1,233.00$155,800 Land $13,300 Building $142,500$155,800 Land $13,300 Building $142,500
2023$79,200 (-) Land $13,300 Building $65,900$79,200 (-) Land $13,300 Building $65,900
2022$623.00$79,200 Land $13,300 Building $65,900$79,200 Land $13,300 Building $65,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Cedar Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Cedar Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar Valley Rd

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