St. Charles County property record for 2329 Chemin Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,228 sqft · built 2016 |
| Lot Size | 0.177 acres (7,701 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,536 (Apr 2017) |
| Tax Bill | $6,174 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T170600029 |
| Primary APN | T170600029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,228 sqft Living Area |
| Gross Area | 5,096 sqft |
| 1st Floor Area | 2,228 sqft |
| Basement Area | 2,228 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 7,701 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170600029 |
|---|---|
| Street Address | 2329 CHEMIN AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #1 LOT 114 |
| Legal Subdivision | VLGS OF PROVENCE #1 |
| Legal Lot Number | 114 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310302 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2329 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Apr 15, 2022 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Apr 6, 2017 | Warranty Deed, Subdivision Related Transfer ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2017 · Amount on Record |
| Deed Sale | Apr 6, 2017 · Amount on Record |
| Deed Document Number | 2017207320 |
| Deed Book / Page | 6723 / 2466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 4, 2026 |
| Property Address | 2329 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Document Number | 0000020593 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202620593 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2329 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Document Number | 0000020593, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 202620593 |
| Name | COMMERCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2329 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2329 CHEMLN AVENUE, SAINT CHARLES, MO 63301-5019 |
| Document Number | 0000021707 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2022R-021707 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 8, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 6, 2017 |
| Property Address | 2329 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Document Number | 0067232466 |
| Book / Page | 006723 / 002466 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 207320 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2329 CHEMIN AVE ST CHARLES MO 633015019, ST CHARLES, MO 63301-5019 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,039 (-) | $515,995 (-) Land $90,000 Building $425,995 | |
| 2025 | $98,039 (+1.46%) | $515,995 (+1.46%) Land $90,000 Building $425,995 | |
| 2024 | $6,174.00 | ||
| 2023 | $96,625 | ||
| 2022 | $508,550 Land $65,000 Building $443,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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