St. Charles County property record for 2328 Chemin Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,195 sqft · built 2016 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Nov 2018) |
| Tax Bill | $6,263 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T170600035 |
| Primary APN | T170600035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,195 sqft Living Area |
| Basement Area | 1,900 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick/Stone |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170600035 |
|---|---|
| Street Address | 2328 CHEMIN AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #1 LOT 158 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | VLGS OF PROVENCE #1 |
| Legal Lot Number | 158 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310302 |
2328 Chemin Ave is owned and occupied by two individuals who bought it in November 2018.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2328 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD |
| Jun 11, 2020 | Deed of Trust, Mortgage BANK OF SPRINGFIELD |
| Nov 16, 2018 | Warranty Deed, Transfer BUSEY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on File |
| Deed Sale | Nov 16, 2018 · Amount on File |
| Prior Sale | May 26, 2016 |
| Deed Document Number | 0070032327 |
| Deed Book / Page | 7003 / 2327 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2328 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2328 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Document Number | 2021R069489 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021R-069489 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2328 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Document Number | 0073221435 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | ATG |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2328 CHEMIN AVE ST CHARLES MO 633015021, ST CHARLES, MO 63301-5021 |
| Document Number | 0073221435 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 007322/001435 |
| Instrument | 410880 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62703 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 16, 2018 |
| Property Address | 2328 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Document Number | 0070032327 |
| Book / Page | 007003 / 002327 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 649700 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2328 CHEMIN AVE ST CHARLES MO 633015021, ST CHARLES, MO 63301-5021 |
| Document Number | 70032329 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 007003/002329 |
| Instrument | 649710 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2048 |
The 2025 property tax bill for 2328 Chemin Ave was $6,263.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,263.00 | $100,383 | $528,331 Land $90,000 Building $438,331 |
| 2023 | $96,359 | ||
| 2022 | $507,152 Land $65,000 Building $442,152 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2328 Chemin Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2328 Chemin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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