23281 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Clara County property record for 23281 Summit Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 1967
Lot Size	2.07 acres (90,545 sqft)
Owner	2 Trust Names on File
Last Sale	$365,000 (Mar 1996)
Tax Bill	$7,094 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2018 Transfer
Flood Zone	Zone D (undetermined)
APN	`558-03-044`

Property Details

APN / Parcel Number

Primary APN	`558-03-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
1st Floor Area	1,023 sqft
2nd Floor Area	1,023 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	90,545 sqft
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	1,490 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	23281 SUMMIT RD
City	LOS GATOS
State	CA
Zip	95033-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS
Legal Description	MAP D7 913
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LEXINGTON HILLS
Census Block Group	3
Census Block	3038
Census Tract	511800

Owner

23281 Summit Rd is owner-occupied and held in a trust since May 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	23281 SUMMIT RD, LOS GATOS, CA 95033-9309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 1996 · Amount on File
Deed Sale	Mar 22, 1996 · Amount on File
Deed Document Number	199613233190
Deed Book / Page	253 / 666
Last Transfer Date	May 21, 2018
Transfer Doc	0023985572
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	23281 SUMMIT RD, LOS GATOS, CA 95033-9309
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23281 SUMMIT RD, LOS GATOS, CA 95033-9309

Mortgage

Document Number	0025481509
Date	May 31, 2023
Instrument	25481509

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 19, 2018
Property Address	23281 SUMMIT RD, LOS GATOS, CA 95033-9309
Document Number	0023985572
Instrument Date	May 21, 2018
Instrument	23985572
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23281 SUMMIT RD LOS GATOS CA 950339309, LOS GATOS, CA 95033-9309

Tax Assessment & Valuation

The 2025 property tax bill for 23281 Summit Rd was $7,094 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Loma Prieta Joint Union Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,038 (+2%) Land $220,269 Building $397,769
2025	$7,094.00 Homeowner's exemption	$605,920 Land $215,950 Building $389,970
2023	$6,815.00 (+1.2%) Homeowner's exemption	$582,393 Land $207,565 Building $374,828
2022	$6,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23281 Summit Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23281 Summit Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Rd

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