Santa Clara County property record for 23243 Summit Rd, Los Gatos, CA 95033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 1977 |
| Lot Size | 2.6 acres (113,417 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,439 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 558-03-038 |
| Primary APN | 558-03-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 1,440 sqft |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 480 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 113,417 sqft |
| Garage Area | 280 sqft |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 23243 SUMMIT RD |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95033-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HS |
| Legal Description | LOT 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | LEXINGTON HILLS |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 511800 |
23243 Summit Rd is owner-occupied and held in a trust since July 1996.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 23243 SUMMIT RD, LOS GATOS, CA 95033-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 10, 1996 |
| Transfer Doc | 0013448731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 23243 SUMMIT RD, LOS GATOS, CA 95033-9309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 23243 SUMMIT RD, LOS GATOS, CA 95033-9309 |
| Document Number | 0024719507 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 24719507 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 23243 Summit Rd was $6,439 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Elementary School District | Loma Prieta Joint Union Elementary School District (KG - 08) |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $514,353 (+2%) Land $209,084 Building $305,269 | |
| 2025 | $6,439.00 Homeowner's exemption | $504,269 Land $204,985 Building $299,284 |
| 2023 | $6,191.00 (+7.13%) Homeowner's exemption | $484,689 Land $197,026 Building $287,663 |
| 2022 | $5,779.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 23243 Summit Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23243 Summit Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless · Fiber in parts of the area | 100 / 25 |
May also be available: Cruzio, Etheric Networks, Ridge Wireless, Verizon.
4G LTE (outdoors only), no 5G reported
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