23280 Harding St, Oak Park, MI 48237 Property Records

Oakland County property record for 23280 Harding St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,892 sqft · built 1956
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2024)
Tax Bill	$11,121 (2025)
Deeds & Mortgages	Oct 2020 Sale Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-30-303-035`

Property Details

APN / Parcel Number

Primary APN	`52-25-30-303-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Basement Area	1,892 sqft
Unfinished Basement	1,892 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	128 ft deep x 57 ft wide
Porch	Porch
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23280 HARDING ST
City	OAK PARK
State	MI
Zip	48237-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 30 NORTH SUBURBAN SUB N 34 FT OF LOT 86 & S 23 FT OF LOT 87
Legal Range	11E
Legal Township	01N
Legal Section	30
Legal Subdivision	30 NORTH SUBURBAN
Legal Lot Number	86-87
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2011
Census Tract	171400

Owner

23280 Harding St is owned by an individual who bought it in October 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	17115 MELROSE ST, SOUTHFIELD, MI 48075-7604
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO
Sep 5, 2019	Grant Deed, Transfer ATTORNEY ONLY
Aug 23, 2019	Warranty Deed, Construction Loan · Construction Mortgage LENDENCY LNS I LLC
Apr 17, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024 · Amount on File
Deed Sale	Oct 31, 2024 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	2024123010
Deed Book / Page	59763 / 497
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 16, 2020
Property Address	23280 HARDING ST, OAK PARK, MI 48237-4304
Document Number	0000213916
Book / Page	55006 / 205
Map Reference	LB 76 PG 28
Instrument Date	Sep 25, 2020
Instrument	213916
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 W EUCLID ST, 708, DETROIT, MI 48202-2029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23280 HARDING ST, OAK PARK, MI 48237-4304

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 5, 2019
Property Address	23280 HARDING ST, OAK PARK, MI 48237-4304
Document Number	0000143570
Book / Page	053208 / 000515
Instrument Date	Aug 22, 2019
Instrument	143570
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,073.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23280 HARDING ST OAK PARK MI 482374304, OAK PARK, MI 48237-4304
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 23, 2019
Property Address	23280 HARDING ST, OAK PARK, MI 48237-4304
Document Number	0000136667
Book / Page	053169 / 000776
Instrument Date	Aug 14, 2019
Instrument	136667
Transaction Type	Construction Loan
Record Updated	Sep 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,152.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 W EUCLID ST DETROIT MI 482022029, DETROIT, MI 48202-2029

Mortgage

Document Number	136668
Date	Aug 23, 2019
Book Page	053169/000778
Instrument	136668

Lender

Name	LENDENCY LNS I LLC
Address	501 E LAS OLAS BLVD # 300, FORT LAUDERDALE, FL 33301-2882

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 22, 2020

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 17, 2019
Property Address	23280 HARDING ST, OAK PARK, MI 48237-4304
Document Number	0000059887
Book / Page	052742 / 000330
Instrument Date	Apr 9, 2019
Instrument	59887
Transaction Type	Foreclosure
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,061.56
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2025 property tax bill for 23280 Harding St was $11,121, up 75.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,121.00 (+75.6%)	$144,900 Land $22,600 Building $122,300	$289,800 Land $45,200 Building $244,600
2024	$6,333.00
2023		$118,200 Land $15,500 Building $102,700	$236,400 Land $31,000 Building $205,400
2022	$5,638.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23280 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23280 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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