23271 Harding St, Oak Park, MI 48237 Property Records

Oakland County property record for 23271 Harding St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,892 sqft · built 1956
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Oct 2026)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-30-353-025`

Property Details

APN / Parcel Number

Primary APN	`52-25-30-353-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Basement Area	1,892 sqft
Finished Basement	1,892 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	7,231 sqft (0.166 acres)
Lot Dimensions	125 ft deep x 58 ft wide
Porch	Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23271 HARDING ST
City	OAK PARK
State	MI
Zip	48237-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 30 NORTH SUBURBAN SUB S 17 FT OF LOT 80 & N 41 FT OF LOT 81
Legal Range	11E
Legal Township	01N
Legal Section	30
Legal Subdivision	30 NORTH SUBURBAN
Legal Lot Number	80-81
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2021
Census Tract	171400

Owner

Source: Oakland County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23271 HARDING ST, OAK PARK, MI 48237-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage SHORE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	Aug 12, 2026 · Amount on Record
Deed Document Number	2026150779
Deed Book / Page	61630 / 654
Prior Transfer Date	Feb 6, 2003
Prior Transfer Doc	0288960542
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 12, 2026
Property Address	23271 HARDING ST, OAK PARK, MI 48237-4302
Document Number	0000150779
Book / Page	61630 / 654
Instrument Date	Oct 8, 2026
Instrument	2026150779
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179,527.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23271 HARDING ST, OAK PARK, MI 48237-4302

Mortgage

Document Number	0000152915,
Date	Oct 12, 2026
Book Page	61642/641
Instrument	2026152915

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 12, 2026
Property Address	23271 HARDING ST, OAK PARK, MI 48237-4302
Document Number	0000120082
Book / Page	61451 / 539
Instrument Date	Jul 31, 2026
Instrument	2026120082
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$143,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23271 HARDING ST, OAK PARK, MI 48237-4302
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23271 HARDING ST, OAK PARK, MI 48237-4302

Mortgage

Document Number	0000442819
Date	Sep 13, 2022
Book Page	58105/637
Instrument	442819

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23271 HARDING ST, OAK PARK, MI 48237-4302
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23271 HARDING ST, OAK PARK, MI 48237-4302

Mortgage

Document Number	0000218955
Date	Sep 13, 2021
Book Page	56833/814
Instrument	218955

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23271 HARDING ST, OAK PARK, MI 48237-4302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203461
Date	Nov 2, 2017
Book Page	51248/00079
Instrument	203461

Lender

Name	SHORE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,694.00 (+1.74%) Homeowner's exemption	$144,200 (+26.71%) Land $22,600 Building $121,600	$288,400 (+26.71%) Land $45,200 Building $243,200
2024	$2,648.00 (+12.35%)
2023		$113,800 Land $15,400 Building $98,400	$227,600 Land $30,800 Building $196,800
2022	$2,357.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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