2328 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 2328 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,128 sqft · built 1974
Lot Size	0.238 acres (10,376 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Sep 2025)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1405-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1405-0060`
Alternative APNs	`00307563` `307563`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,128 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,376 sqft (0.238 acres)
Lot Dimensions	125 ft deep x 78 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed Porch
Porch Area	998 sqft
Deck Area	72 sqft
Patio Area	378 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00307563
Street Address	2328 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1405 LOT 6 ORB 348 PG 533
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1405
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1000
Census Tract	41104

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	909 N BURTON ST, PLANT CITY, FL 33563-3069
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 29, 2021	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	202566929
Deed Book / Page	4614 / 758
Prior Transfer Date	Nov 13, 2021
Prior Transfer Doc	0040910804
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 25, 2025
Property Address	2328 WATERFALL DR, SPRING HILL, FL 34608-4643
Document Number	0046140758
Book / Page	4614 / 758
Map Reference	MB 9 PG 81
Instrument Date	Sep 19, 2025
Instrument	2025066929
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 WESTBURG PL, PALM COAST, FL 32164-7809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 N BURTON ST, PLANT CITY, FL 33563-3069

Mortgage

Document Number	0046140762
Date	Sep 25, 2025
Book Page	4614/762
Instrument	2025066930

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 29, 2021
Property Address	2328 WATERFALL DR, SPRING HILL, FL 34608-4643
Document Number	0040910804
Book / Page	4091 / 804
Map Reference	MB 9 PG 81-96
Instrument Date	Nov 13, 2021
Instrument	2021089656
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$326.20
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2328 WATERFALL DR, 2328, SPRING HILL, FL 34608-4643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 WATERFALL DR, SPRING HILL, FL 34608-4643

Mortgage

Document Number	0004091808
Date	Nov 29, 2021
Instrument	4091/808

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 9, 2018
Property Address	2328 WATERFALL DR, SPRING HILL, FL 34608-4643
Document Number	0035601511
Book / Page	3560 / 1511
Map Reference	MB9 PG81-96
Instrument Date	Mar 2, 2018
Instrument	2018014232
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2456 COVINGTON AVE, 2456, SPRING HILL, FL 34608-4509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 WATERFALL DR, SPRING HILL, FL 34608-4643

Mortgage

Document Number	2018014233
Date	Mar 9, 2018
Instrument	2018014233

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,879.00 (+0.17%)	$192,675 (+2.93%)	$196,228 (+2.96%) Land $39,429 Building $156,799
2024	$2,874.00 (+32.2%) Additional exemption filed	$187,193 (+2.42%)	$190,594 (+1.86%) Land $34,241 Building $156,353
2023		$182,772 (+5.5%) Land $42,418 Building $140,354
2022	$2,174.00 Homeowner's exemption	$173,240 Land $23,138 Building $150,102	$187,107 Land $33,722 Building $153,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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