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2323 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 2323 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 1974
Lot Size0.263 acres (11,462 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Oct 2016)
Tax Bill$1,782 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5210-1403-0170

Property Details

APN / Parcel Number

Primary APNR32-323-17-5210-1403-0170
Alternative APNs
  • 00307322
  • 307322

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area2,196 sqft
1st Floor Area1,620 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,462 sqft (0.263 acres)
Lot Dimensions125 ft deep x 92 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area922 sqft
Deck Area96 sqft
Patio Area352 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00307322
Street Address2323 WATERFALL DR
CitySPRING HILL
StateFL
Zip34608-4644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 21 BLK 1403 LOT 17
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 21
Legal Block1403
Legal Lot Number17
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1044
Census Tract41103

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2323 WATERFALL DR, SPRING HILL, FL 34608-4644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · VA Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jan 2, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2016 · Amount on File
Deed SaleOct 25, 2016 · Amount on File
Prior SaleAug 6, 2013 · Amount on File
Deed Document Number201658906
Deed Book / Page3407 / 1316
Prior Transfer DateAug 28, 2013
Prior Transfer Doc0030350734
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address2323 WATERFALL DR, SPRING HILL, FL 34608-4644
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2323 WATERFALL DR, SPRING HILL, FL 34608-4644

Mortgage

Document Number0040410849
DateAug 16, 2021
Book Page4041/849
Instrument2021061156
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address2323 WATERFALL DR, SPRING HILL, FL 34608-4644
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037911092
DateJan 2, 2020
Book Page3791/1092
Instrument2020000257
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,782.00 (+68.27%) Homeowner's exemption$115,850 (+5.99%)$229,690 (+4.7%) Land $43,556 Building $186,134
2023$109,306 (+3%) Land $109,306
2022$1,059.00 Homeowner's exemption$106,122$219,385 Land $37,252 Building $182,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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