2328 Vaca Way, Merced, CA 95340 Property Records

Merced County property record for 2328 Vaca Way, Merced, CA 95340 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,502 sqft · built 2019
Lot Size0.116 acres (5,085 sqft)
OwnerIndividual Name on File
Last Sale$319,500 (Aug 2019)
Tax Bill$7,308 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN008-413-004-000

Property Details

APN / Parcel Number

Primary APN008-413-004-000
Alternative APN
  • 008413004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,502 sqft Living Area

Exterior

Year BuiltBuilt 2019
Lot Area5,085 sqft (0.116 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number008413004
Street Address2328 VACA WAY
CityMERCED
StateCA
Zip95340-5325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORAGA OF MERCED UNIT NO 1 LOT 85
Legal SubdivisionMORAGA OF MERCED
Legal Lot Number85
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3020
Census Tract2602

Owner

Source: Merced County records · APN 008-413-004-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2328 VACA WAY, MERCED, CA 95340-5325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Feb 18, 2022Intrafamily Transfer, Transfer · VA Mortgage
THE FEDERAL SAVINGS BANK
Sep 09, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 20, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC
Sep 01, 2017Grant Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2019 · Amount on Record
Deed SaleAug 20, 2019 · Amount on Record
Prior SaleAug 20, 2019 · Amount on Record
Deed Document Number0000025545
Last Transfer DateFeb 18, 2022
Transfer Doc0000007449
Record UpdatedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2328 VACA WAY, MERCED, CA 95340-5325
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2328 VACA WAY, MERCED, CA 95340-5325

Mortgage

Document Number0000002835
DateFeb 05, 2026
Instrument2026002835
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateFeb 18, 2022
Property Address2328 VACA WAY, MERCED, CA 95340-5325
Document Number0000007449
Map ReferenceVOL 72 PG 45-56
Instrument DateJan 29, 2022
Instrument2022007449
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyTIMIOS TITLE INC, TIMIOS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2328 VACA WAY, MERCED, CA 95340-5325

Mortgage

Document Number0000007450
DateFeb 18, 2022
Instrument2022007450
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2328 VACA WAY, MERCED, CA 95340-5325
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2328 VACA WAY, MERCED, CA 95340-5325

Mortgage

Document Number0000031523
DateSep 09, 2020
Instrument2020031523
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term351 Months
DueDec 01, 2049

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 20, 2019
Property Address2328 VACA WAY, MERCED, CA 95340-5325
Document Number0000025545
Map ReferenceVOL 72 PG 45-56
Instrument DateAug 01, 2019
Instrument2019025545
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2021
Title CompanyCALATLANTIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2328 VACA WAY, MERCED, CA 95340-5325

Mortgage

Document Number0000025546
DateAug 20, 2019
Instrument2019025546
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateSep 01, 2017
Property Address2328 VACA WAY, MERCED, CA 95340-5325
Document Number0000028551
Instrument DateAug 23, 2017
Instrument28551
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$7,669.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8080 N PALM AVE #110 FRESNO CA 937115797, 110, FRESNO, CA 93711-5797

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,308.00 (+6.45%) Homeowner's exemption$416,319 (+6.34%) Land $89,197 Building $327,122
2023$6,865.00 (+11.66%) Homeowner's exemption$391,505 Land $85,735 Building $305,770
2022$6,148.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470026023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 620 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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