Merced County property record for 2323 Vaca Way, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,621 sqft · built 2018 |
| Lot Size | 0.122 acres (5,311 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,000 (Jul 2019) |
| Tax Bill | $6,734 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-412-051-000 |
| Primary APN | 008-412-051-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,621 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Lot Area | 5,311 sqft (0.122 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 281 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-412-051 |
|---|---|
| Street Address | 2323 VACA WAY |
| City | MERCED |
| State | CA |
| Zip | 95340-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | MORAGA OF MERCED UNIT NO 1 LOT 46 |
| Legal Subdivision | MORAGA OF MERCED |
| Legal Lot Number | 46 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 2602 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2323 VACA WAY, MERCED, CA 95340-5325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jul 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage EAGLE HM MTG/CA |
| Jul 12, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG/CA |
| Sep 1, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Prior Sale | Aug 24, 2010 |
| Deed Document Number | 201920884 |
| Prior Transfer Date | Jun 3, 2009 |
| Prior Transfer Doc | 0000028566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2323 VACA WAY, MERCED, CA 95340-5325 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2323 VACA WAY, MERCED, CA 95340-5325 |
| Document Number | 0000013180 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022013180 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2323 VACA WAY, MERCED, CA 95340-5325 |
| Document Number | 0000003195 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 770 BERRYESSA ST MILPITAS CA 950354305, MILPITAS, CA 95035-4305 |
| Document Number | 0000003195 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 3195 |
| Name | EAGLE HM MTG/CA |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92800 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 12, 2019 |
| Property Address | 2323 VACA WAY, MERCED, CA 95340-5325 |
| Document Number | 0000020884 |
| Instrument Date | Jun 1, 2019 |
| Instrument | 20884 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 8, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2323 VACA WAY MERCED CA 953405325, MERCED, CA 95340-5325 |
| Document Number | 20885 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 20885 |
| Name | EAGLE HM MTG/CA |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92800 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 1, 2017 |
| Property Address | 2323 VACA WAY, MERCED, CA 95340-5325 |
| Document Number | 0000028551 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 28551 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,669.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8080 N PALM AVE #110 FRESNO CA 937115797, 110, FRESNO, CA 93711-5797 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $363,541 (+2%) Land $72,505 Building $291,036 | |
| 2025 | $6,734.00 (+4.94%) | $356,414 (+4.04%) Land $71,084 Building $285,330 |
| 2023 | $6,417.00 (+1.94%) | $342,576 Land $68,325 Building $274,251 |
| 2022 | $6,295.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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