Manitowoc County property record for 2328 44th St, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,037 sqft · built 1970 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Aug 2023) |
| Tax Bill | $2,708 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-226-401-570.08 |
| Primary APN | 53-226-401-570.08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,037 sqft Living Area |
| Gross Area | 3,698 sqft |
| Basement Area | 1,358 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 8,668 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2328 44TH ST |
|---|---|
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NE 1/4 SE 1/4 S26 T20N R24E TRACT 4 EXC N 25` OF CSM V 1 P 511 |
| Legal Tract | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 5200 |
2328 44th St is owned and occupied by an individual who bought it in August 2023.
Source: Manitowoc County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2328 44TH ST, TWO RIVERS, WI 54241-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 1, 2023 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 12, 2022 | Deed of Trust, Mortgage · Line of Credit CLEVELAND STATE BANK |
| Aug 12, 2022 | Deed of Trust, Mortgage · Line of Credit CLEVELAND STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on File |
| Deed Sale | Aug 1, 2023 · Amount on File |
| Prior Sale | Oct 9, 2019 · Amount on File |
| Deed Document Number | 20231264583 |
| Deed Book / Page | 3573 / 339 |
| Prior Transfer Date | Apr 18, 2014 |
| Prior Transfer Doc | 1142791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2328 44TH ST, TWO RIVERS, WI 54241-1122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2328 44TH ST, TWO RIVERS, WI 54241-1122 |
| Document Number | 0003719/36 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 3719/36 |
| Instrument | 1287961 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Aug 1, 2023 |
| Property Address | 2328 44TH ST, TWO RIVERS, WI 54241-1122 |
| Document Number | 003573/339 |
| Book / Page | 3573 / 339 |
| Map Reference | DOC 411508 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 1264583 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2328 44TH ST, TWO RIVERS, WI 54241-1122 |
| Document Number | 0001264584 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 1264584 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2328 44TH ST, TWO RIVERS, WI 54241-1122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003515/608 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 3515/608 |
| Instrument | 1254674 |
| Name | CLEVELAND STATE BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, WI 53015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2328 44TH ST, TWO RIVERS, WI 54241-1122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003515/627 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 3515/627 |
| Instrument | 1254676 |
| Name | CLEVELAND STATE BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, WI 53015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2328 44th St was $2,708 with exemptions applied, up 7.2% from the year before.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Two Rivers City |
| Unified School District | Two Rivers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,708.00 (+7.25%) | $169,700 (-) Land $23,400 Building $146,300 | $196,199 Land $27,054 Building $169,145 |
| 2024 | $2,525.00 (-4.97%) | $169,700 (+69.87%) Land $23,400 Building $146,300 | |
| 2023 | $2,657.00 (+6.58%) | $99,900 (-) Land $16,600 Building $83,300 | $158,500 (+15.69%) |
| 2022 | $2,493.00 Homeowner's exemption | $99,900 Land $16,600 Building $83,300 | $137,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2328 44th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2328 44th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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