2287 Stillwaters Ln, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 2287 Stillwaters Ln, Cheboygan, MI 49721

Property Summary

Property Type	Condominium
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jan 2024)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Jan 2024 Sale Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-B20-000-003-00`

Property Details

APN / Parcel Number

Primary APN	`105-B20-000-003-00`

Exterior

Architectural Style	Condo/Apartment
Lot Area	27,007 sqft (0.62 acres)

Location & Zoning

Street Address	2287 STILLWATERS LN
City	CHEBOYGAN
State	MI
Zip	49721-8442
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLACK RIVER MEADOWS CONDOMINIUM, UNIT 3, ACCORDING TO MASTER DEED RECD IN 995/506-541 & AMENDED IN 1002/32 & 1060/266 &
Legal Range	01W
Legal Township	003
Legal Section	16
Legal Subdivision	BLACK RIVER MEADOWS CONDO
Legal Unit	3
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4003
Census Tract	960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 HIGHLANDER DR NE, ROCKFORD, MI 49341-7201
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Warranty Deed, Transfer
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Jan 5, 2023 · Amount on Record
Deed Book / Page	1523 / 55
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 10, 2024
Property Address	2287 STILLWATERS LN, CHEBOYGAN, MI 49721-8442
Document Number	0001523/55
Book / Page	1523 / 55
Instrument Date	Jan 5, 2024
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Tax	$14.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	632 HIGHLANDER DR NE, ROCKFORD, MI 49341-7201

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 5, 2023
Property Address	2287 STILLWATERS LN, CHEBOYGAN, MI 49721-8442
Document Number	001500/292
Book / Page	1500 / 292
Instrument Date	Dec 31, 2022
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8320 MISTY MDWS, GRAND BLANC, MI 48439-7427

Mortgage

Document Number	0001500295
Date	Jan 5, 2023
Instrument	1500/295

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,500 (+33.68%)	$181,000 (+33.68%)
2025	$3,282.00 (+161.1%)
2023		$67,700	$135,400
2022	$1,257.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

May also be available: Spectrum.

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