Montgomery County property record for 2325 Springmill Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,885 sqft · built 1965 |
| Lot Size | 0.297 acres (12,929 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (May 2020) |
| Tax Bill | $6,132 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03007-0019 |
| Primary APN | N64-03007-0019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,885 sqft Living Area |
| Gross Area | 3,391 sqft |
| 1st Floor Area | 1,975 sqft |
| Basement Area | 858 sqft |
| Finished Basement | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 12,929 sqft (0.297 acres) |
| Lot Dimensions | 139 ft deep x 93 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2325 SPRINGMILL RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 264 OAK CREEK 2-3 |
| Legal Subdivision | OAK CREEK 2-3 |
| Legal Lot Number | 19 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21900 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2325 SPRINGMILL RD, DAYTON, OH 45440-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| May 8, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| May 27, 2020 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY |
| Mar 2, 2020 | Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on Record |
| Deed Sale | May 22, 2020 · Amount on Record |
| Deed Document Number | 202029598 |
| Last Transfer Date | May 27, 2022 |
| Transfer Doc | 0000003268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2325 SPRINGMILL RD, DAYTON, OH 45440-2503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000005990 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024-00005990 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | PO BOX 340134, BEAVERCREEK, OH 45434 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2325 SPRINGMILL RD, DAYTON, OH 45440-2503 |
| Document Number | 0000029599 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2325 SPRINGMILL RD DAYTON OH 454402503, DAYTON, OH 45440-2503 |
| Document Number | 0000029599 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 29599 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 27, 2020 |
| Property Address | 2325 SPRINGMILL RD, DAYTON, OH 45440-2503 |
| Document Number | 0000029598 |
| Instrument Date | May 5, 2020 |
| Instrument | 29598 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $705.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2325 SPRINGMILL RD DAYTON OH 454402503, DAYTON, OH 45440-2503 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 2, 2020 |
| Property Address | 2325 SPRINGMILL RD, DAYTON, OH 45440-2503 |
| Document Number | 0000013807 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 13807 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2325 SPRINGMILL RD DAYTON OH 454402503, DAYTON, OH 45440-2503 |
| Document Number | 13808 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 13808 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 768 Months |
| Due | Mar 1, 2084 |
| Rate | 3.8% |
|---|
| Document Number | 13809, |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 13809 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 768 Months |
| Due | Mar 1, 2084 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,220 (-) Land $16,560 Building $79,660 | $274,910 (-) Land $47,310 Building $227,600 | |
| 2024 | $6,132.00 (+2.94%) | ||
| 2023 | $5,957.00 (+2.67%) | $96,220 (+29.82%) Land $16,560 Building $79,660 | $274,910 (+29.82%) Land $47,310 Building $227,600 |
| 2022 | $5,802.00 | $74,120 Land $12,740 Building $61,380 | |
| 2020 | $211,760 Land $36,390 Building $175,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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