2325 S 5th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2325 S 5th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.139 acres (6,089 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Nov 2021)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-481-027`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-481-027`
Alternative APN	`22040481027 (CHECK DIGIT = 8)`

Exterior

Lot Area	6,089 sqft (0.139 acres)

Location & Zoning

Account Number	22040481027
Street Address	2325 S 5TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE ADDN 3RD PLAT L 26 B 27
Legal Subdivision	PAYNES S SIDE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2049
Census Tract	1800

Owner

2325 S 5th St is owned and occupied by an individual who bought it in November 2021.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2325 S 5TH ST, SPRINGFIELD, IL 62703-3409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
May 27, 2015	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Jan 23, 2014	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jan 23, 2014	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Jan 23, 2013
Deed Document Number	202130220
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2325 S 5TH ST, SPRINGFIELD, IL 62703-3409
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R15328
Date	Jul 30, 2019
Instrument	2019R15328

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2325 S 5TH ST, SPRINGFIELD, IL 62703-3409
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R13769
Date	May 27, 2015
Instrument	2015R13769

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2045

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2325 S 5TH ST, SPRINGFIELD, IL 62703-3409
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R30222
Date	Nov 3, 2021
Instrument	2021R30222

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 3, 2021
Property Address	2325 S 5TH ST, SPRINGFIELD, IL 62703-3409
Document Number	2021R30220
Map Reference	PB 12 PG 31
Instrument Date	Oct 29, 2021
Instrument	2021R30220
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 S 5TH ST, SPRINGFIELD, IL 62703-3409

Mortgage

Document Number	2021R30221
Date	Nov 3, 2021
Instrument	2021R30221

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	2021R30222
Date	Nov 3, 2021
Instrument	2021R30222

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 23, 2014
Property Address	2325 S 5TH ST, SPRINGFIELD, IL 62703-3409
Document Number	2014R01608
Instrument Date	Dec 23, 2013
Instrument	2014R01608
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 S 5TH ST, SPRINGFIELD, IL 62703-3409

Mortgage

Document Number	2014R01609
Date	Jan 23, 2014
Instrument	2014R01609

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2014: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 23, 2014
Property Address	2325 S 5TH ST, SPRINGFIELD, IL 62703-3409
Document Number	2014R01607
Instrument Date	Dec 16, 2013
Instrument	2014R01607
Transaction Type	Foreclosure
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 S WACKER DR STE 1400, 1400, CHICAGO, IL 60606-5600
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2325 S 5th St was $2,960 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00	$42,567 Land $4,680 Building $37,887	$127,701 Land $14,040 Building $113,661
2022	$2,544.00 Homeowner's exemption	$34,399 Land $3,782 Building $30,617	$103,197 Land $11,346 Building $91,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2325 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2325 S 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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