2321 S 5th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2321 S 5th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.139 acres (6,086 sqft)
Owner	Individual Name on Record
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Dec 2006 Mortgage Mar 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-481-026`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-481-026`
Alternative APN	`22040481026 (CHECK DIGIT = 0)`

Exterior

Lot Area	6,086 sqft (0.139 acres)

Location & Zoning

Account Number	22040481026
Street Address	2321 S 5TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE ADDN 3RD PLAT L 27 B 27
Legal Subdivision	PAYNES S SIDE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2049
Census Tract	1800

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2321 S 5TH ST, SPRINGFIELD, IL 62703-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOUSEHOLD FINANCE CORP III
Mar 10, 2016	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Mar 23, 2026	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 23, 2026
Transfer Doc	0000004600
Record Updated	Sep 20, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2321 S 5TH ST, SPRINGFIELD, IL 62703-3409
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R49545
Date	Dec 26, 2006
Instrument	2006R49545

Lender

Name	HOUSEHOLD FINANCE CORP III
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2321 S 5TH ST, SPRINGFIELD, IL 62703-3409
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R05563
Date	Mar 10, 2016
Instrument	2016R05563

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 9, 2036

Interest

Rate Type	Fixed Rate
Rate	4%

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 23, 2026
Property Address	2321 S 5TH ST, SPRINGFIELD, IL 62703-3409
Document Number	2026R04600
Instrument Date	Mar 23, 2026
Instrument	2026R04600
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2321 S 5TH ST, SPRINGFIELD, IL 62703-3409

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,704.00 (+7.44%) Homeowner's exemption Senior Citizen's exemption	$32,047 (+7.22%) Land $4,681 Building $27,366	$96,141 (+7.22%) Land $14,043 Building $82,098
2024	$1,586.00 (+18.89%)	$29,889 (+15.41%) Land $4,366 Building $25,523	$89,667 (+15.41%) Land $13,098 Building $76,569
2022	$1,334.00 Homeowner's exemption Senior Citizen's exemption	$25,897 Land $3,783 Building $22,114	$77,691 Land $11,349 Building $66,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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