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2325 Gum Tree Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 2325 Gum Tree Ln, Fallbrook, CA 92028 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,756 sqft · built 1972
Lot Size1.61 acres (70,567 sqft)
Owner2 Company Names on File
Last Sale$480,000 (Mar 2015)
Tax Bill$6,159 (2025)
Deeds & MortgagesOct 2023 Transfer
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN105-180-33-00

Property Details

APN / Parcel Number

Primary APN105-180-33-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,756 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area70,567 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2325 GUM TREE LN
CityFALLBROOK
StateCA
Zip92028-2529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 20-9-3W NE 1/4 POR NE 1/4 OF
Legal Range03W
Legal Township09
Legal Section20
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group3
Census Block3005
Census Tract19001

Owner

Source: San Diego County records · APN 105-180-33-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2325 GUM TREE LN, FALLBROOK, CA 92028-2529
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Intrafamily Transfer, Transfer
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
MCJAB INC
Oct 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST CALIFORNIA FUNDING
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
MCJAB INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2015 · Amount on Record
Deed SaleMar 27, 2015 · Amount on Record
Prior SaleOct 29, 1999 · Amount on Record
Deed Document Number2015146505
Last Transfer DateOct 04, 2023
Transfer Doc0000273790
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 10, 2023
Property Address2325 GUM TREE LN, FALLBROOK, CA 92028-2529
Document Number0000273790
Instrument DateOct 04, 2023
Instrument2023-0273790
Transaction TypeTransfer
Record UpdatedOct 19, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2325 GUM TREE LN, FALLBROOK, CA 92028-2529

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2325 GUM TREE LN, FALLBROOK, CA 92028-2529
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 GUM TREE LN, FALLBROOK, CA 92028-2529

Mortgage

Document Number0000114578
DateFeb 12, 2021
Instrument2021-0114578
Lender
NameMCJAB INC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2325 GUM TREE LN, FALLBROOK, CA 92028-2529
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000474516
DateOct 21, 2019
Instrument2019-0474516
Lender
NameFIRST CALIFORNIA FUNDING
TypeMortgage Company
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2325 GUM TREE LN, FALLBROOK, CA 92028-2529
Document Number0000232885
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2325 GUM TREE LN FALLBROOK CA 920282529, FALLBROOK, CA 92028-2529

Mortgage

Document Number0000232885
DateMay 07, 2020
Instrument232885
Lender
NameMCJAB INC
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 06, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$588,413 (+2%) Land $214,041 Building $374,372
2025$6,159.00 (+5.43%) Homeowner's exemption$576,877 (+4.04%) Land $209,845 Building $367,032
2023$5,842.00 (-0.03%) Homeowner's exemption$554,479 Land $201,698 Building $352,781
2022$5,844.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2005, river or lake flooding, Severe Storms, Flooding, Debris Flows, And Mudslides

Wildfire

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire LikelihoodAbout 1 in 369 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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