2325 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 2325 E Harding St, Orlando, FL 32806

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,081 sqft · built 1962
Lot Size0.231 acres (10,042 sqft)
OwnerIndividual Name on Record
Last Sale$565,000 (Mar 2022)
Tax Bill$8,031 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-30-1430-00-110

Property Details

APN / Parcel Number

Primary APN06-23-30-1430-00-110
Alternative APNs
  • 302306143000110
  • 533059
  • 538805
  • 543424

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms1 Room
Stories1 Story
Building Area2,081 sqft Living Area
Gross Area2,631 sqft
1st Floor Area1,661 sqft
Utility Area120 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2002
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,042 sqft (0.231 acres)
Garage TypeAttached
Garage Area210 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area640 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2325 E HARDING ST
CityORLANDO
StateFL
Zip32806-3221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCLOVERDALE HEIGHTS Y/59 LOT 11
Legal Range30E
Legal Township23S
Legal Section06
Legal SubdivisionCLOVERDALE HGTS
Legal Tract1430
Legal Lot Number11
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1014
Census Tract13702

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2325 E HARDING ST, ORLANDO, FL 32806-3221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Dec 27, 2017Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2022 · Amount on Record
Deed SaleMar 10, 2022 · Amount on Record
Prior SaleDec 27, 2017 · Amount on Record
Deed Document Number2022159723
Prior Transfer DateMay 26, 2005
Prior Transfer Doc0000464871
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 10, 2022
Property Address2325 E HARDING ST, ORLANDO, FL 32806-3221
Document Number0000159723
Map ReferenceMB Y PG 59
Instrument DateMar 4, 2022
Instrument20220159723
Transaction TypeTransfer
Record UpdatedMar 29, 2022
Title CompanyOLD TAMPA BAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,955.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2020 FOREST CLUB DR, 2020, ORLANDO, FL 32804-6508

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 E HARDING ST, ORLANDO, FL 32806-3221

Mortgage

Document Number0000159724
DateMar 10, 2022
Instrument20220159724
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 27, 2017
Property Address2325 E HARDING ST, ORLANDO, FL 32806-3221
Document Number0000700165
Instrument DateDec 21, 2017
Instrument700165
Transaction TypeTransfer
Record UpdatedSep 9, 2019
Title CompanyAMERICAS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2118 ASPEN PINES DR WILDER KY 410710435, WILDER, KY 41071-0435

Mortgage

Document Number700166
DateDec 27, 2017
Instrument700166
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueDec 26, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$510,440 (-0.85%) Land $150,000 Building $360,440$510,440 (-1.23%) Land $150,000 Building $360,440
2025$8,031.00 (+4.15%) Homeowner's exemption$514,810 (+5.67%)$516,820 (+6.09%) Land $150,000 Building $366,820
2024$7,711.00 (+6.98%)
2023$7,208.00 (+117.57%) Homeowner's exemption$487,167 (+106.09%) Land $129,000 Building $358,167$487,167 (+51.03%) Land $129,000 Building $358,167
2022$3,313.00 Homeowner's exemption$236,384$322,557 Land $129,000 Building $193,557

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Summit Broadband
Fiber · Cable in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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