Orange County property record for 2314 E Harding St, Orlando, FL 32806
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,433 sqft · built 1962 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $442,500 (Jan 2023) |
| Tax Bill | $7,071 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-30-1430-00-130 |
| Primary APN | 06-23-30-1430-00-130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,433 sqft Living Area |
| Gross Area | 2,692 sqft |
| 1st Floor Area | 1,433 sqft |
| Utility Area | 200 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 582 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 477 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2314 E HARDING ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32806-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CLOVERDALE HEIGHTS Y/59 LOT 13 |
| Legal Range | 30E |
| Legal Township | 23S |
| Legal Section | 06 |
| Legal Subdivision | CLOVERDALE HGTS |
| Legal Tract | 1430 |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 13702 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2314 E HARDING ST, ORLANDO, FL 32806-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jul 28, 2022 | Warranty Deed, Transfer AMZ TITLE LLC |
| Aug 9, 2022 | Warranty Deed, Transfer · Line of Credit SCF JAKE LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2023 · Amount on Record |
| Deed Sale | Jan 9, 2023 · Amount on Record |
| Prior Sale | Aug 9, 2022 · Amount on Record |
| Deed Document Number | 202311872 |
| Last Transfer Date | Jun 6, 2025 |
| Transfer Doc | 0000344766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 12, 2025 |
| Property Address | 2314 E HARDING ST, ORLANDO, FL 32806-3222 |
| Document Number | 0000344766 |
| Map Reference | MB Y PG 59 |
| Instrument Date | Jun 6, 2025 |
| Instrument | 20250344766 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | UNKNOWN, ALL FLORIDA TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2314 E HARDING ST, ORLANDO, FL 32806-3222 |
| Name | Verified Name |
|---|---|
| Address | 2314 E HARDING ST, ORLANDO, FL 32806-3222 |
| Document Number | 0000344767 |
|---|---|
| Date | Jun 12, 2025 |
| Instrument | 20250344767 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2314 E HARDING ST, ORLANDO, FL 32806-3222 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1303 E GORE ST 3, 3, ORLANDO, FL 32806-1451 |
| Document Number | 0000011873 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 20230011873 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 28, 2022 |
| Property Address | 2314 E HARDING ST, ORLANDO, FL 32806-3222 |
| Document Number | 0000462921 |
| Map Reference | MB Y PG 59 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 20220462921 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | AMZ TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 LEE RD # 436, 2500, WINTER PARK, FL 32789-1752 |
| Name | Verified Name |
|---|---|
| Address | 12472 LAKE UNDERHILL RD # 413, 413, ORLANDO, FL 32828-7144 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 9, 2022 |
| Property Address | 2314 E HARDING ST, ORLANDO, FL 32806-3222 |
| Document Number | 0000487379 |
| Map Reference | MB Y PG 59 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 20220487379 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | AMZ TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12472 LAKE UNDERHILL RD # 413, 12472, ORLANDO, FL 32828-7144 |
| Name | Verified Name |
|---|---|
| Address | 1503 SUGARWOOD CIR, WINTER PARK, FL 32792-6313 |
| Document Number | 0000487380 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 20220487380 |
| Name | SCF JAKE LP |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 1, 2023 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,590 (-1.01%) Land $180,000 Building $230,590 | $410,590 (-1.01%) Land $180,000 Building $230,590 | |
| 2025 | $7,071.00 (+6.97%) | $414,770 (+35.31%) Land $180,000 Building $234,770 | $414,770 (+35.31%) Land $180,000 Building $234,770 |
| 2024 | $6,610.00 (+31.46%) | ||
| 2023 | $5,028.00 (-3.01%) | $306,541 (-3.41%) Land $158,000 Building $148,541 | $306,541 (-3.41%) Land $158,000 Building $148,541 |
| 2022 | $5,184.00 | $317,371 Land $158,000 Building $159,371 | $317,371 Land $158,000 Building $159,371 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Summit Broadband Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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