2325 Cloudberry Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 2325 Cloudberry Dr, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,060 sqft · built 2022
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$489,400 (Jan 2022)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2S-27-1258-00E00-0020`

Property Details

APN / Parcel Number

Primary APN	`16-2S-27-1258-00E00-0020`
Alternative APN	`S27216125800E000020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,060 sqft Living Area
Gross Area	3,858 sqft
1st Floor Area	3,060 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	426 sqft
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2325 CLOUDBERRY DR
City	GULF BREEZE
State	FL
Zip	32563-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST BAY ESTATES PHASE 3 PB 13 PG 71-73 LOT 2 BLK E AS DES IN OR 4239 PG 250
Legal Range	27W
Legal Township	2S
Legal Section	16
Legal Subdivision	FOREST BAY EST ALL
Legal Block	E
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1048
Census Tract	10820

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4002 LAUREN CT, DESTIN, FL 32541-2127
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	20225436
Deed Book / Page	4239 / 250
Record Updated	Jun 8, 2026

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 31, 2022
Property Address	2325 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791
Document Number	0042390250
Book / Page	4239 / 250
Map Reference	MB 13 PG 71-73
Instrument Date	Jan 28, 2022
Instrument	202205436
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,425.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791

Mortgage

Document Number	0004239252
Date	Jan 31, 2022
Instrument	4239/252

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,056.00 (+95.42%)	$474,817 (+87.24%) Land $65,000 Building $409,817	$474,817 (+8.04%) Land $65,000 Building $409,817
2024	$3,099.00 (+7.16%) Homeowner's exemption	$253,581 (+3%)	$439,493 (+2.75%) Land $60,000 Building $379,493
2023	$2,892.00 (+308.47%)	$246,195 (+392.39%)	$427,716 (+755.43%) Land $55,000 Building $372,716
2022	$708.00	$50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
Ripple Broadband Fixed Wireless	350 / 50