2324 Cloudberry Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 2324 Cloudberry Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,296 sqft · built 2021
Lot Size0.224 acres (9,757 sqft)
OwnerIndividual Name on Record
Last Sale$424,900 (Jan 2022)
Tax Bill$4,372 (2025)
Deeds & MortgagesOct 2023 Transfer
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-2S-27-1258-00C00-0170

Property Details

APN / Parcel Number

Primary APN16-2S-27-1258-00C00-0170
Alternative APN
  • S27216125800C000170

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,296 sqft Living Area
Gross Area3,124 sqft
1st Floor Area2,296 sqft
FlooringWood

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialWood Shingle
Lot Area9,757 sqft (0.224 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeAttached
Garage Area578 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2324 CLOUDBERRY DR
CityGULF BREEZE
StateFL
Zip32563-9791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionFOREST BAY ESTATES PHASE 3 LOT 17 BLK C (PB 13 PG 71-73) AS DES IN OR 4234 PG 77 & AS DES IN OR 4444 PG 553
Legal Range27W
Legal Township2S
Legal Section16
Legal SubdivisionFOREST BAY EST ALL
Legal BlockC
Legal Lot Number17
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1048
Census Tract10820

Owner

Source: Santa Rosa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2324 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 18, 2022Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Deed Document Number20222932
Deed Book / Page4234 / 77
Last Transfer DateOct 19, 2023
Transfer Doc0044440553
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateOct 20, 2023
Property Address2324 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791
Document Number0044440553
Book / Page4444 / 553
Map ReferenceMB 13 PG 71-73
Instrument DateOct 19, 2023
Instrument202347465
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2324 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791

Transferred To (Grantee/Buyer)

NameVerified Name
Address2324 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 18, 2022
Property Address2324 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791
Document Number0042340077
Book / Page4234 / 77
Map ReferenceMB 13 PG 71-73
Instrument DateJan 14, 2022
Instrument202202932
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 14, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,974.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2324 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791

Mortgage

Document Number0000423479
DateJan 18, 2022
Instrument4234/79
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,372.00 (+2.85%) Homeowner's exemption$375,400 (+2.9%)$394,158 (+8.04%) Land $65,000 Building $329,158
2024$4,251.00 (-4.32%) Homeowner's exemption$364,820 (+2.29%) Land $60,000 Building $304,820$364,820 (+2.29%) Land $60,000 Building $304,820
2023$4,443.00 (-11.67%)$356,639 (+0.41%) Land $55,000 Building $301,639$356,639 (+0.41%) Land $55,000 Building $301,639
2022$5,030.00$355,185$355,185 Land $50,000 Building $305,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 311 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies311 in force
Nearby Flood Claims49 (1995–2020)
Claims Outside the SFHA1 of 49
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 35 claims
  • Hurricane Frances, Sep 2004 · 11 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Fiber · Cable in parts of the area
2,000 / 1,000
Ripple Broadband
Fixed Wireless
350 / 50

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