2324 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2324 W 4th St, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,172 sqft · built 1899
Lot Size0.16 acres (7,000 sqft)
OwnerCompany Name on Record
Tax Bill$1,900 (2026)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-1180-01510

Property Details

APN / Parcel Number

Primary APN010-1180-01510
Alternative APN
  • 1030515

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,172 sqft Gross Area
1st Floor Area682 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialOther
Construction TypeFrame
Lot Area7,000 sqft (0.16 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area56 sqft
Storage Building70 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1030515
Street Address2324 W 4TH ST
CityDULUTH
StateMN
Zip55806-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 380, BLOCK 112 SERIAL #
Legal SubdivisionDULUTH PROPER SECOND DIVISION
Legal Block112
Legal Lot Number380
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3008
Census Tract15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2324 W 4TH ST, DULUTH, MN 55806-1504
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 17, 2005
Transfer Doc0000974552
Record UpdatedSep 20, 2026

May 2017: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionST LOUIS MN
Recording DateMay 17, 2017
Property Address2324 W 4TH ST, DULUTH, MN 55806-1504
Instrument DateSep 1, 2016
InstrumentA1309396
Transaction TypeTransfer
Record UpdatedJun 21, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2324 W 4TH ST DULUTH MN 558061504, DULUTH, MN 55806-1504

Mortgage

Document Number00A1309396
DateMay 17, 2017
InstrumentA1309396
Lender
NamePEDERSEN FAMILY LIVING TR (PT)
Address124 S 1ST AVE, PROCTOR, MN 55810-2321
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate5.8%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,900.00 (+11.11%) Homeowner's exemption
2025$1,710.00 (+1.91%) Homeowner's exemption$170,900 (+11.99%) Land $26,400 Building $144,500$170,900 (+11.99%) Land $26,400 Building $144,500
2024$1,678.00$152,600 (+19.69%) Land $31,800 Building $120,800$152,600 (+19.69%) Land $31,800 Building $120,800
2022$127,500 Land $28,000 Building $99,500$127,500 Land $28,000 Building $99,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Airfiber, CTC.

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