2319 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2319 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,374 sqft · built 1906
Lot Size	0.083 acres (3,640 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Oct 2019)
Tax Bill	$2,748 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1180-03720`

Property Details

APN / Parcel Number

Primary APN	`010-1180-03720`
Alternative APN	`1079068`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,374 sqft Gross Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,640 sqft (0.083 acres)
Garage Area	324 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	202 sqft
Deck Area	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1079068
Street Address	2319 W 4TH ST
City	DULUTH
State	MN
Zip	55806-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF LOT 377 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	122
Legal Lot Number	377
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3009
Census Tract	15600

Owner

2319 W 4th St is owned and occupied by an individual who bought it in October 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2319 W 4TH ST, DULUTH, MN 55806-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage US BK
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Jun 20, 2001 · Amount on File
Deed Document Number	20191365180
Prior Transfer Date	Sep 9, 2019
Prior Transfer Doc	0001365179
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2319 W 4TH ST, DULUTH, MN 55806-1503
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 W 4TH ST, DULUTH, MN 55806-1503

Mortgage

Document Number	0001449458
Date	Aug 10, 2022
Instrument	1449458

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 11, 2019
Property Address	2319 W 4TH ST, DULUTH, MN 55806-1503
Document Number	00A1365180
Instrument Date	Sep 9, 2019
Instrument	A1365180
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 W 4TH ST DULUTH MN 558061503, DULUTH, MN 55806-1503

Mortgage

Document Number	A1365181
Date	Oct 11, 2019
Instrument	A1365181

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2319 W 4TH ST, DULUTH, MN 55806-1503
Document Number	00A1329750
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 W 4TH ST DULUTH MN 558061503, DULUTH, MN 55806-1503

Mortgage

Document Number	00A1329750
Date	Mar 21, 2018
Instrument	A1329750

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2319 W 4TH ST, DULUTH, MN 55806-1503
Document Number	00A1329794
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 W 4TH ST DULUTH MN 558061503, DULUTH, MN 55806-1503

Mortgage

Document Number	00A1329794
Date	Mar 21, 2018
Instrument	A1329794

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2319 W 4th St was $2,748 with a homeowner's exemption, up 15.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,748.00 (+15.85%) Homeowner's exemption
2025	$2,372.00 (+3.94%) Homeowner's exemption	$230,600 (+16.7%) Land $13,200 Building $217,400	$230,600 (+16.7%) Land $13,200 Building $217,400
2024	$2,282.00	$197,600 Land $15,900 Building $181,700	$197,600 Land $15,900 Building $181,700
2022		$163,600 Land $14,000 Building $149,600	$163,600 Land $14,000 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2319 W 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2319 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

Nearby Properties on W 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures