2324 Rivergate Dr, Riverbank, CA 95367 Property Records

Stanislaus County property record for 2324 Rivergate Dr, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,154 sqft · built 1989
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Feb 2017)
Tax Bill	$5,977 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`075-007-026-000`

Property Details

APN / Parcel Number

Primary APN	`075-007-026-000`
Alternative APNs	`0750726000` `0750726`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,154 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2324 RIVERGATE DR
City	RIVERBANK
State	CA
Zip	95367-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS LOT 20
Legal Subdivision	RIVER OAKS
Legal Block	2
Legal Lot Number	20
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2002
Census Tract	302

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2324 RIVERGATE DR, RIVERBANK, CA 95367-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCENIC OAKS FUNDING
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CR FUNDING INC
Sep 23, 2019	Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Feb 13, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 13, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2017 · Amount on Record
Deed Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	201710087
Prior Transfer Date	Jun 23, 2009
Prior Transfer Doc	0000068884
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2324 RIVERGATE DR, RIVERBANK, CA 95367-2142
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CYPRESS TITLE LLC, CYPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 RIVERGATE DR, RIVERBANK, CA 95367-2142

Mortgage

Document Number	0000013431
Date	Feb 10, 2021
Instrument	2021-0013431

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2324 RIVERGATE DR, RIVERBANK, CA 95367-2142
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 RIVERGATE DR, RIVERBANK, CA 95367-2142

Mortgage

Document Number	0000105091
Date	Nov 10, 2021
Instrument	2021-0105091

Lender

Name	CR FUNDING INC
Type	Non-Lending Institution
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 23, 2019
Property Address	2324 RIVERGATE DR, RIVERBANK, CA 95367-2142
Document Number	0000064797
Map Reference	MB 28 PG 30
Instrument Date	Sep 18, 2019
Instrument	2019-0064797
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CALIFORIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 RIVERGATE DR, RIVERBANK, CA 95367-2142

Mortgage

Document Number	0000064798
Date	Sep 23, 2019
Instrument	2019-0064798

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 13, 2017
Property Address	2324 RIVERGATE DR, RIVERBANK, CA 95367-2142
Document Number	0000010088
Instrument Date	Feb 9, 2017
Instrument	10088
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2324 RIVERGATE DR RIVERBANK CA 953672142, RIVERBANK, CA 95367-2142

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 13, 2017
Property Address	2324 RIVERGATE DR, RIVERBANK, CA 95367-2142
Document Number	0000010087
Instrument Date	Feb 1, 2017
Instrument	10087
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2324 RIVERGATE DR RIVERBANK CA 953672142, RIVERBANK, CA 95367-2142

Mortgage

Document Number	10089
Date	Feb 13, 2017
Instrument	10089

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Unified School District	Riverbank Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,977.00 (+1.74%) Homeowner's exemption	$479,431 (+2%) Land $159,809 Building $319,622
2025	$5,875.00 (+10.95%) Homeowner's exemption	$470,031 (+4.04%) Land $156,676 Building $313,355
2023	$5,295.00 (+4.33%) Homeowner's exemption	$451,781 Land $150,593 Building $301,188
2022	$5,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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