Florence County property record for 2324 Petal Path, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,228 sqft · built 2007 |
| Lot Size | 0.16 acres (6,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Oct 2022) |
| Tax Bill | $956 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10119-01-037 |
| Primary APN | 10119-01-037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,752 sqft (0.16 acres) |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 2324 PETAL PATH |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOMACK GARDENS I LT 37 |
| Legal Subdivision | WOMACK GARDENS SUBDIVISION |
| Legal Lot Number | 37 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1504 |
2324 Petal Path is owned and occupied by an individual who bought it in October 2022.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2324 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage THRIVE MORTGAGE LLC |
| Oct 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage THRIVE MORTGAGE LLC |
| Oct 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Jan 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on File |
| Deed Sale | Oct 25, 2022 · Amount on File |
| Prior Sale | Jun 6, 2011 · Amount on File |
| Deed Document Number | 202215476 |
| Deed Book / Page | 1018 / 1870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 2324 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010200808 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 1020/808 |
| Instrument | 2022-00015945 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 2324 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010190224 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 1019/224 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 25, 2022 |
| Property Address | 2324 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Document Number | 0010181870 |
| Book / Page | 1018 / 1870 |
| Map Reference | MB 85 PG 470 |
| Instrument Date | Oct 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2324 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Document Number | 0010181875 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 1018/1875 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Number | 0010181886 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 1018/1886 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 78533 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jan 6, 2017 |
| Property Address | 2324 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Document Number | 0006690814 |
| Book / Page | 000669 / 000814 |
| Instrument Date | Dec 8, 2016 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2324 PETAL PATH EFFINGHAM SC 295414936, EFFINGHAM, SC 29541-4936 |
The 2025 property tax bill for 2324 Petal Path was $956.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $956.00 | $7,489 Land $1,000 Building $6,489 | $187,232 Land $25,000 Building $162,232 |
| 2023 | $804.00 (+168.9%) Homeowner's exemption | $7,036,386 (+151,677.09%) Land $1,000,000 Building $6,036,386 | $17,590,965 (+15,076.4%) Land $2,500,000 Building $15,090,965 |
| 2022 | $299.00 Homeowner's exemption | $4,636 Land $1,000 Building $3,636 | $115,910 Land $25,000 Building $90,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2324 Petal Path in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2015–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2324 Petal Path is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 74% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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