Florence County property record for 2317 Petal Path, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,251 sqft · built 2007 |
| Lot Size | 0.16 acres (6,766 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $121,500 (Mar 2011) |
| Tax Bill | $705 (2025) |
| Deeds & Mortgages | Dec 2019 Loan Modification May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10119-01-040 |
| Primary APN | 10119-01-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,251 sqft Living Area |
| 1st Floor Area | 1,251 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,766 sqft (0.16 acres) |
| Patio Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 2317 PETAL PATH |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOMACK GARDENS I LT 40 |
| Legal Lot Number | 40 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1504 |
Source: Florence County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2317 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2019 | Loan Modification, Mortgage · FHA Mortgage M&T BK |
| May 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 9, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2011 · Amount on Record |
| Deed Sale | Mar 1, 2011 · Amount on Record |
| Prior Sale | Mar 1, 2011 · Amount on Record |
| Deed Book / Page | 342 / 1253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 2317 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Document Number | 0000001135 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2317 PETAL PATH EFFINGHAM SC 295414936, EFFINGHAM, SC 29541-4936 |
| Document Number | 0000001135 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 000836/000083 |
| Instrument | 1135 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 2317 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Document Number | 0006940669 |
| Book / Page | 000694 / 000669 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2317 PETAL PATH EFFINGHAM SC 295414936, EFFINGHAM, SC 29541-4936 |
| Document Number | 0006940669 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 000694/000669 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 2317 PETAL PATH, EFFINGHAM, SC 29541-4936 |
| Document Number | 0007010834 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2317 PETAL PATH EFFINGHAM SC 295414936, EFFINGHAM, SC 29541-4936 |
| Document Number | 0007010834 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 000701/000834 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $705.00 (+24.56%) | $6,543 (-99.86%) Land $1,000 Building $5,543 | $163,586 (-98.64%) Land $25,000 Building $138,586 |
| 2023 | $566.00 (+4.04%) Homeowner's exemption | $4,811,141 (+99,902.93%) Land $1,000,000 Building $3,811,141 | $12,027,854 (+9,899.96%) Land $2,500,000 Building $9,527,854 |
| 2022 | $544.00 Homeowner's exemption | $4,811 Land $1,000 Building $3,811 | $120,279 Land $25,000 Building $95,279 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2015–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 74% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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