2324 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2324 Jefferson St, Duluth, MN 55812

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,064 sqft · built 1939
Lot Size0.178 acres (7,784 sqft)
Owner2 Individual Names on File
Last Sale$338,000 (Mar 2025)
Tax Bill$3,436 (2026)
Deeds & MortgagesNov 2021 Mortgage
Mar 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-1460-02005

Property Details

APN / Parcel Number

Primary APN010-1460-02005
Alternative APNs
  • 1180605
  • 993591

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,064 sqft Gross Area
1st Floor Area716 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Lot Area7,784 sqft (0.178 acres)
Garage Area200 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area200 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1180605
Street Address2324 JEFFERSON ST
CityDULUTH
StateMN
Zip55812-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 2 FT OF LOT 5 AND ALL OF LOT 6 SERIAL #
Legal SubdivisionENDION DIVISION OF DULUTH
Legal Block31
Legal Lot Number5-6
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1027
Census Tract1100

Owner

2324 Jefferson St is owned and occupied by two individuals who bought it in March 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address2324 JEFFERSON ST, DULUTH, MN 55812-2211
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Mar 27, 2025Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
May 26, 2022Intrafamily Transfer, Transfer
UNKNOWN, ST LOUIS TITLE
Jun 8, 2017Quit Claim Deed, Mortgage · Conventional Mortgage
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2025 · Amount on File
Deed SaleMar 27, 2025 · Amount on File
Prior SaleAug 5, 2015 · Amount on File
Deed Document Number20251507230
Prior Transfer DateMay 23, 2022
Prior Transfer Doc0001443862
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2324 JEFFERSON ST, DULUTH, MN 55812-2211
Transaction TypeMortgage
Record UpdatedOct 21, 2025
Title CompanyBURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001430803
DateNov 24, 2021
Instrument1430803
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2041

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 27, 2025
Property Address2324 JEFFERSON ST, DULUTH, MN 55812-2211
Document Number0001507230
Instrument DateMar 21, 2025
Instrument1507230
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyUNKNOWN, PIONEER TITLE TWIN PORTS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,115.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2324 JEFFERSON ST, DULUTH, MN 55812-2211

Mortgage

Document Number0001507231
DateMar 27, 2025
Instrument1507231
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2055

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateMay 26, 2022
Property Address2324 JEFFERSON ST, DULUTH, MN 55812-2211
Document Number0001443862
Instrument DateMay 23, 2022
Instrument1443862
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyUNKNOWN, ST LOUIS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2324 JEFFERSON ST, DULUTH, MN 55812-2211

June 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJun 8, 2017
Property Address2324 JEFFERSON ST, DULUTH, MN 55812-2211
Document Number00A1310722
Instrument DateMay 19, 2017
InstrumentA1310722
Transaction TypeMortgage
Record UpdatedJun 23, 2017
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2324 JEFFERSON ST DULUTH MN 558122211, DULUTH, MN 55812-2211

Mortgage

Document NumberA1310723
DateJun 8, 2017
InstrumentA1310723
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2324 Jefferson St was $3,436 with a homeowner's exemption, up 10.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,436.00 (+10.62%) Homeowner's exemption
2025$3,106.00 (-2.94%) Homeowner's exemption$291,700 (+17.95%) Land $81,600 Building $210,100$291,700 (+17.95%) Land $81,600 Building $210,100
2024$3,200.00$247,300 Land $47,600 Building $199,700$247,300 Land $47,600 Building $199,700
2022$211,200 Land $41,700 Building $169,500$211,200 Land $41,700 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2324 Jefferson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2324 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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