2318 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2318 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,318 sqft · built 1940
Lot Size	0.168 acres (7,329 sqft)
Owner	Individual Name on File
Last Sale	$199,400 (Jan 2018)
Tax Bill	$3,414 (2026)
Deeds & Mortgages	May 2022 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1460-02000`

Property Details

APN / Parcel Number

Primary APN	`010-1460-02000`
Alternative APN	`1044257`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,318 sqft Gross Area
1st Floor Area	888 sqft
Basement Area	425 sqft
Finished Basement	425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Lot Area	7,329 sqft (0.168 acres)
Garage Area	220 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	72 sqft
Deck Area	16 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1044257
Street Address	2318 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 48 FT SERIAL #
Legal Subdivision	ENDION DIV OF DULUTH
Legal Block	31
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1027
Census Tract	1100

Owner

2318 Jefferson St is owned and occupied by an individual who acquired it in January 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2318 JEFFERSON ST, DULUTH, MN 55812-2211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Quit Claim Deed, Transfer · Conventional Mortgage SERVION INC
Jan 2, 2018	Warranty Deed, Transfer · Conventional with PMI CREDIT UNION MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on File
Deed Sale	Jan 2, 2018 · Amount on File
Prior Sale	Jul 25, 2013 · Amount on File
Deed Document Number	20181325156
Last Transfer Date	Jan 6, 2022
Transfer Doc	0001443355
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 19, 2022
Property Address	2318 JEFFERSON ST, DULUTH, MN 55812-2211
Document Number	0001443355
Instrument Date	Jan 6, 2022
Instrument	1443355
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	SERVION TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 JEFFERSON ST, DULUTH, MN 55812-2211

Mortgage

Document Number	0001443356
Date	May 19, 2022
Instrument	1443356

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Feb 1, 2042

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 2, 2018
Property Address	2318 JEFFERSON ST, DULUTH, MN 55812-2211
Document Number	00A1325156
Instrument Date	Dec 15, 2017
Instrument	A1325156
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.02
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2318 JEFFERSON ST DULUTH MN 558122211, DULUTH, MN 55812-2211

Mortgage

Document Number	A1325157
Date	Jan 2, 2018
Instrument	A1325157

Lender

Name	CREDIT UNION MTG SVCS
Type	Mortgage Company
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2318 Jefferson St was $3,414 with a homeowner's exemption, down 14% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,414.00 (-13.96%) Homeowner's exemption
2025	$3,968.00 (+9.67%) Homeowner's exemption	$273,000 (-1.05%) Land $78,900 Building $194,100	$273,000 (-1.05%) Land $78,900 Building $194,100
2024	$3,618.00	$275,900 Land $46,000 Building $229,900	$275,900 Land $46,000 Building $229,900
2022		$235,300 Land $40,300 Building $195,000	$235,300 Land $40,300 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2318 Jefferson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2318 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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