Montgomery County property record for 2324 E Whipp Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,590 sqft · built 1967 |
| Lot Size | 0.367 acres (16,021 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $204,900 (Feb 2020) |
| Tax Bill | $5,742 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 02716 0003 |
| Primary APN | N64 02716 0003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 16,021 sqft (0.367 acres) |
| Lot Dimensions | 178 ft deep x 90 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2324 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 275 OAK CREEK 2-4 |
| Legal Subdivision | OAK CREEK 2-4 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21900 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2324 E WHIPP RD, DAYTON, OH 45440-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 12, 2020 | Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on Record |
| Deed Sale | Feb 12, 2020 · Amount on Record |
| Prior Sale | Mar 19, 2013 · Amount on Record |
| Deed Document Number | 2020-00010288 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2324 E WHIPP RD, DAYTON, OH 45440-2605 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072556 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021-00072556 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 12, 2020 |
| Property Address | 2324 E WHIPP RD, DAYTON, OH 45440-2605 |
| Document Number | 0000010288 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 10288 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2324 E WHIPP RD KETTERING OH 454402605, KETTERING, OH 45440-2605 |
| Document Number | 10289 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 10289 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2050 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,250 (-) Land $18,610 Building $71,640 | ||
| 2024 | $5,742.00 (+2.74%) | ||
| 2023 | $5,589.00 (+3.75%) | $90,250 (+31.18%) Land $18,610 Building $71,640 | $257,870 (+31.19%) Land $53,180 Building $204,690 |
| 2022 | $5,387.00 | $68,800 Land $14,320 Building $54,480 | |
| 2020 | $196,560 Land $40,910 Building $155,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Dec 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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