2324 E Division St, Decatur, IL 62526 Property Records

Macon County property record for 2324 E Division St, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Lot Size	0.176 acres (7,650 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2025)
Tax Bill	$916 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-12-206-019`

Property Details

APN / Parcel Number

Primary APN	`04-12-12-206-019`
Alternative APN	`12-12-206-019`

Exterior

Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	50 ft deep x 153 ft wide

Location & Zoning

Account Number	041212206019
Street Address	2324 E DIVISION ST
City	DECATUR
State	IL
Zip	62526-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	CLEMENT C WALTERS 2ND FAIRLANDADD E50 OF W100 L 6 153X50
Legal Subdivision	WALTERS SECOND FAIRLANDADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1033
Census Tract	1000

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 S ELDER LN, DECATUR, IL 62522-1881
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 11, 2022	Warranty Deed, Transfer
Feb 13, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Jun 30, 2025 · Amount on Record
Deed Document Number	202512575
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Oct 23, 2025
Property Address	2324 E DIVISION ST, DECATUR, IL 62526-5123
Document Number	2025R012575
Map Reference	BK 802 PG 127
Instrument Date	Oct 10, 2025
Instrument	2025R-012575
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 E DIVISION ST, DECATUR, IL 62526-5123

Mortgage

Document Number	2025R012576
Date	Oct 23, 2025
Instrument	2025R-012576

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.13%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 11, 2022
Property Address	2324 E DIVISION ST, DECATUR, IL 62526-5123
Document Number	004893/802
Book / Page	4893 / 802
Map Reference	BK 802 PG 127
Instrument Date	Apr 23, 2022
Instrument	1995987
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2324 E DIVISION ST, DECATUR, IL 62526-5123

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Feb 13, 2020
Property Address	2324 E DIVISION ST, DECATUR, IL 62526-5123
Document Number	004724/479
Book / Page	4724 / 479
Map Reference	PB 802 PG 127
Instrument Date	Feb 7, 2020
Instrument	1957401
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount Recorded
Tax	$21.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$916.00 (-0.76%)	$10,236 (+7.27%) Land $2,142 Building $8,094	$30,711 (+7.27%) Land $6,427 Building $24,284
2024	$923.00	$9,542 Land $1,997 Building $7,545	$28,629 Land $5,992 Building $22,637

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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