Polk County property record for 2324 E 40th Ct, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1920 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jul 2026) |
| Tax Bill | $1,964 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/03942-000-000 |
| Primary APN | 060/03942-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 1,044 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 324 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 200 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2324 E 40TH CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 223 FOUR MILE |
| Legal Subdivision | FOUR MILE |
| Legal Lot Number | 223 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 102 |
2324 E 40th Ct is owned and occupied by two individuals who bought it in July 2026.
Source: Polk County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2324 E 40TH CT, DES MOINES, IA 50317-5638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Dec 6, 2017 | Loan Modification, Mortgage · Conventional Mortgage SWARTHOUT RICHARD R TR (PT) |
| Dec 6, 2017 | Loan Modification, Mortgage · Conventional Mortgage SWARTHOUT RICHARD R TR (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | Mar 18, 2025 · Amount on File |
| Deed Document Number | 202645280 |
| Deed Book / Page | 20601 / 755 |
| Prior Transfer Date | Nov 3, 1999 |
| Prior Transfer Doc | 0000038735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 23, 2026 |
| Property Address | 2324 E 40TH CT, DES MOINES, IA 50317-5638 |
| Document Number | 0000045280 |
| Book / Page | 20601 / 755 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202645280 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,391.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2324 E 40TH CT, DES MOINES, IA 50317-5638 |
| Document Number | 0000045281, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202645281 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000045282, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 20601/771 |
| Instrument | 202645282 |
| Name | IOWA FINANCIAL AUTH |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2324 E 40TH CT, DES MOINES, IA 50317-5638 |
| Document Number | 0000054660 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2324 E 40TH CT DES MOINES IA 503175638, DES MOINES, IA 50317-5638 |
| Document Number | 0000054660 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 016784/000077 |
| Instrument | 54660 |
| Name | SWARTHOUT RICHARD R TR (PT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 4, 2023 |
| Rate | 8% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2324 E 40TH CT, DES MOINES, IA 50317-5638 |
| Document Number | 0000057653 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2324 E 40TH CT DES MOINES IA 503175638, DES MOINES, IA 50317-5638 |
| Document Number | 0000057653 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 016795/000903 |
| Instrument | 57653 |
| Name | SWARTHOUT RICHARD R TR (PT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 18, 2023 |
| Rate | 8% |
|---|
The 2025 property tax bill for 2324 E 40th Ct was $1,964, up 2.3% from the year before.
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,964.00 (+2.29%) | $97,100 Land $29,900 Building $67,200 | $97,100 Land $29,900 Building $67,200 |
| 2024 | $1,920.00 | ||
| 2023 | $108,100 Land $26,000 Building $82,100 | $108,100 Land $26,000 Building $82,100 | |
| 2020 | $1,836.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2324 E 40th Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2324 E 40th Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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