Polk County property record for 2320 E 40th Ct, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 620 sqft · built 1939 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,000 (Oct 2024) |
| Tax Bill | $1,986 (2024) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/03943-000-000 |
| Primary APN | 060/03943-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 620 sqft Living Area |
| Gross Area | 1,136 sqft |
| 1st Floor Area | 620 sqft |
| Basement Area | 403 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 113 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2320 E 40TH CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 224 FOUR MILE |
| Legal Subdivision | FOUR MILE |
| Legal Lot Number | 224 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 102 |
Source: Polk County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2320 E 40TH CT, DES MOINES, IA 50317-5638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Line of Credit AVAILA BANK |
| Apr 26, 2022 | Deed of Trust, Mortgage · Line of Credit WEST BANK |
| Jan 4, 2023 | Warranty Deed, Transfer |
| May 6, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | Jan 4, 2023 · Amount on Record |
| Deed Document Number | 202456577 |
| Deed Book / Page | 19956 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2320 E 40TH CT, DES MOINES, IA 50317-5638 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000022512 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 19469/891 |
| Instrument | 2023-00022512 |
| Name | AVAILA BANK |
|---|---|
| Type | Bank |
| Address | AMES, IA 50010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2320 E 40TH CT, DES MOINES, IA 50317-5638 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000033024 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 19081/531 |
| Instrument | 2022-00033024 |
| Name | WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 20, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 4, 2023 |
| Property Address | 2320 E 40TH CT, DES MOINES, IA 50317-5638 |
| Document Number | 0000000466 |
| Book / Page | 19367 / 468 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2023-00000466 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $128.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13731 VOYAGER RD, GLIDDEN, IA 51443-8525 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 6, 2022 |
| Property Address | 2320 E 40TH CT, DES MOINES, IA 50317-5638 |
| Document Number | 0000036965 |
| Book / Page | 19099 / 93 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022-00036965 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3813 LAY ST, DES MOINES, IA 50317-4120 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,200 (+14.06%) Land $29,900 Building $85,300 | $115,200 (+14.06%) Land $29,900 Building $85,300 | |
| 2024 | $1,986.00 (+0.4%) | ||
| 2023 | $101,000 Land $26,000 Building $75,000 | $101,000 Land $26,000 Building $75,000 | |
| 2020 | $1,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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