2324 Cloverdale Dr, Missoula, MT 59803 Property Records

Missoula County property record for 2324 Cloverdale Dr, Missoula, MT 59803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,180 sqft · built 1960
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on File
Last Sale	$731,500 (May 2026)
Tax Bill	$5,682 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0462314`

Property Details

APN / Parcel Number

Primary APN	`R0462314`
Alternative APNs	`04-2093-06-2-06-09-0000` `0001578000` `1578000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,180 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	2,180 sqft
Basement Area	1,816 sqft
Finished Basement	1,000 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001578000
Street Address	2324 CLOVERDALE DR
City	MISSOULA
State	MT
Zip	59803-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW HILL ADDITION, S06, T12 N, R19 W, BLOCK 1, LOT 13
Legal Subdivision	MEADOW HILL ADDITION
Legal Block	1
Legal Lot Number	13
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2009
Census Tract	1303

Owner

2324 Cloverdale Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2324 CLOVERDALE DR, MISSOULA, MT 59803-1104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Construction Mortgage STOCKMAN BK/MONTANA
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 7, 2017	Grant Deed, Transfer OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	20266550
Deed Book / Page	1127 / 1213
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	May 6, 2026
Property Address	2324 CLOVERDALE DR, MISSOULA, MT 59803-1104
Document Number	0000006550
Book / Page	1127 / 1213
Instrument Date	May 3, 2026
Instrument	2026.6550
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FLYING S TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2324 CLOVERDALE DR, MISSOULA, MT 59803-1104

Mortgage

Document Number	0000006551,
Date	May 6, 2026
Instrument	2026..6551

Lender

Name	STOCKMAN BK/MONTANA

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 20, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	2324 CLOVERDALE DR, MISSOULA, MT 59803-1104
Document Number	0010140805
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 CLOVERDALE DR MISSOULA MT 598031104, MISSOULA, MT 59803-1104

Mortgage

Document Number	0010140805
Date	Jul 9, 2019
Book Page	001014/000805
Instrument	10070

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MISSOULA MT
Recording Date	Nov 7, 2017
Property Address	2324 CLOVERDALE DR, MISSOULA, MT 59803-1104
Document Number	0009890121
Book / Page	000989 / 000121
Instrument Date	Nov 3, 2017
Instrument	22663
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2324 CLOVERDALE DR MISSOULA MT 598031104, MISSOULA, MT 59803-1104

Mortgage

Document Number	9890122
Date	Nov 7, 2017
Book Page	000989/000122
Instrument	22664

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 6, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2324 Cloverdale Dr was $5,682, down 6.3% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,100 (-) Land $220,230 Building $396,870	$617,100 (-) Land $220,230 Building $396,870
2025	$5,682.00 (-6.35%)	$617,100 Land $220,230 Building $396,870	$617,100 Land $220,230 Building $396,870
2024	$6,067.00 (+6.03%)
2023	$5,722.00	$478,100	$478,100 Land $174,425 Building $303,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2324 Cloverdale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2324 Cloverdale Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blackfoot Telephone Cooperative.

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