2324 103rd Ave, Braham, MN 55006 Property Records

Kanabec County property record for 2324 103rd Ave, Braham, MN 55006

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,394 sqft · built 1943
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Nov 2021)
Tax Bill	$2,492 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2025 Mortgage + 3 more
APN	`06-02080-00`

Property Details

APN / Parcel Number

Primary APN	`06-02080-00`
Alternative APN	`3227`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,394 sqft Adjusted Area
1st Floor Area	1,844 sqft
Flooring	Plywood
Interior Walls	Plaster

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1985
Architectural Style	Rustic
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Detached
Garage Area	1,040 sqft

Exterior Amenities

Deck Area	Deck Area
Shed	1 Shed
Shed Area	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace

Location & Zoning

Account Number	3227
Street Address	2324 103RD AVE
City	BRAHAM
State	MN
Zip	55006-3719
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W1/2 OF NE1/4 OF SW1/4 EX E 231' THEREOF & E 231' OF E1/2 OF NW1/4 OF SW1/4
Legal Range	23
Legal Township	38
Legal Section	32
Jurisdiction	KANABEC MN
Township / Civil Division	GRASS LAKE
Census Block Group	4
Census Block	4064
Census Tract	480400

Owner

Source: Kanabec County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2324 103RD AVE, BRAHAM, MN 55006-3719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC
Dec 26, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage MINNCO CU
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Nov 3, 2011 · Amount on Record
Deed Document Number	2021276770
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Recording Date	Oct 6, 2026
Property Address	2324 103RD AVE, BRAHAM, MN 55006-3719
Document Number	0000292582
Instrument Date	Sep 9, 2026
Instrument	2026292582
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2324 103RD AVE, BRAHAM, MN 55006-3719

Mortgage

Document Number	0000292582,
Date	Oct 6, 2026
Instrument	2026292582

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.58%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2324 103RD AVE, BRAHAM, MN 55006-3719
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 103RD AVE, BRAHAM, MN 55006-3719

Mortgage

Document Number	0000290048
Date	Dec 26, 2025
Instrument	290048

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	5%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2324 103RD AVE, BRAHAM, MN 55006-3719
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000284332
Date	Mar 8, 2024
Instrument	284332

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 7, 2031

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2324 103RD AVE, BRAHAM, MN 55006-3719
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000265806
Date	Mar 21, 2019
Instrument	265806

Lender

Name	MINNCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2029

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Nov 23, 2021
Property Address	2324 103RD AVE, BRAHAM, MN 55006-3719
Document Number	0000276770
Instrument Date	Nov 19, 2021
Instrument	276770
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2324 103RD AVE, BRAHAM, MN 55006-3719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000276771
Date	Nov 23, 2021
Instrument	276771

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
County Subdivision	Grass Lake Township
Unified School District	Braham Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,492.00 (+78%) Homeowner's exemption Senior Citizen's exemption	$402,200 (+85.77%) Land $98,600 Building $303,600	$402,200 (+85.77%) Land $98,600 Building $303,600
2023	$1,400.00	$216,500 Land $82,200 Building $134,300	$216,500 Land $82,200 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2001–2016)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2016 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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