Kane County property record for 2323 Vineyard Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,449 sqft · built 1999 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Feb 2006) |
| Tax Bill | $8,907 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-404-019 |
| Primary APN | 06-28-404-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| Gross Area | 2,898 sqft |
| 1st Floor Area | 1,449 sqft |
| Basement Area | 1,449 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 2323 VINEYARD CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARTLAND MEADOWS UNIT 9 (WILLOW BAY) LOT 625 |
| Legal Subdivision | HEARTLAND MEADOWS |
| Legal Block | 3 |
| Legal Lot Number | 625 |
| Legal Unit | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851907 |
2323 Vineyard Ct is owned and occupied by two individuals who bought it in February 2006.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2323 VINEYARD CT, ELGIN, IL 60123-6545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2006 · Amount on File |
| Deed Sale | Feb 23, 2006 · Amount on File |
| Prior Sale | Nov 13, 2002 · Amount on File |
| Deed Document Number | 200620140 |
| Prior Transfer Date | Oct 30, 2002 |
| Prior Transfer Doc | 0000006279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2323 VINEYARD CT, ELGIN, IL 60123-6545 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000089832 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021K089832 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 2323 Vineyard Ct was $8,907 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,907.00 Homeowner's exemption | $124,760 (+8.57%) Land $30,744 Building $94,016 | $374,430 (+8.57%) Land $92,269 Building $282,161 |
| 2024 | $114,912 Land $28,317 Building $86,595 | $344,874 Land $84,985 Building $259,889 | |
| 2022 | $7,687.00 (+4.44%) Homeowner's exemption | $94,660 (+6.96%) Land $23,326 Building $71,334 | $283,980 (+6.96%) Land $69,978 Building $214,002 |
| 2021 | $7,360.00 Homeowner's exemption | $88,500 Land $21,808 Building $66,692 | $265,500 Land $65,424 Building $200,076 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2323 Vineyard Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2323 Vineyard Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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