2315 Vineyard Ct, Elgin, IL 60123 Property Records

Kane County property record for 2315 Vineyard Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,852 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$196,500 (Sep 1999)
Tax Bill	$9,025 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-404-021`

Property Details

APN / Parcel Number

Primary APN	`06-28-404-021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	2,759 sqft
Basement Area	907 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2315 VINEYARD CT
City	ELGIN
State	IL
Zip	60123-6545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTLAND MEADOWS UNIT 9 (WILLOW BAY) LOT 623
Legal Subdivision	HEARTLAND MEADOWS
Legal Block	3
Legal Lot Number	623
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2315 VINEYARD CT, ELGIN, IL 60123-6545
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 1999 · Amount on Record
Deed Sale	Sep 29, 1999 · Amount on Record
Deed Document Number	199993533
Last Transfer Date	May 25, 2001
Transfer Doc	0000091124
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2315 VINEYARD CT, ELGIN, IL 60123-6545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043029
Date	Aug 4, 2020
Instrument	2020K043029

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,025.00 (+15.87%)	$126,309 (+8.57%) Land $30,744 Building $95,565	$379,079 (+8.57%) Land $92,269 Building $286,810
2024		$116,339 (+21.4%) Land $28,317 Building $88,022	$349,157 (+21.44%) Land $84,985 Building $264,172
2022	$7,789.00 (+4.44%) Homeowner's exemption	$95,835 (+6.96%) Land $23,326 Building $72,509	$287,505 (+6.96%) Land $69,978 Building $217,527
2021	$7,458.00 Homeowner's exemption	$89,599 Land $21,808 Building $67,791	$268,797 Land $65,424 Building $203,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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